BMInsider Academy
From beginner to informed investor. Free guides that teach you everything you need to know about stocks, ETFs, brokers, and investing.
📚 Available Guides
What Are Stocks? The Complete Beginner's Guide to Investing
If you've ever wondered "what are stocks and how do they work?" — you're in the right place. This guide explains everything you need to...
Trade Republic Guide: How to Set Up Your Account and Start Investing
Trade Republic is one of Europe's most popular brokers with over 4 million customers. It's known for its clean, simple app, €1 per trade fees,...
How to Set Up an ETF Savings Plan — The Easiest Way to Build Wealth
A savings plan (Sparplan in German) is the single most powerful tool for building long-term wealth. You set it up once, invest a fixed amount...
Taxes on Stocks Explained: A Guide for Austrian and German Investors
Nobody likes paying taxes, but understanding how investment taxes work can save you hundreds or thousands of euros per year. This guide covers everything Austrian...
What Are CFDs? — Contracts for Difference Explained
ACADEMY — FUNDAMENTALS What Are CFDs? A Contract for Difference (CFD) is a derivative that lets you speculate on price movements of stocks, indices, commodities,...
How to Read a Balance Sheet — A Step-by-Step Guide for Investors
A balance sheet is a snapshot of a company's financial position — what it owns, what it owes, and how much belongs to its shareholders....
Technical Analysis Basics — Trends, Indicators, Patterns
Technical analysis (also called charting) is the practice of inferring future price movements from historical price data. Traders and investors around the world use it...
Options for Beginners — Calls, Puts and Safe Strategies
⚠ Risk WarningOptions are complex financial instruments. They can lead to a total loss of the capital invested and, when selling certain strategies, even to...
How ETFs Really Work — Replication, APs, and Hidden Costs
An ETF share trades for €100 and holds 1,500 stocks inside — how does that actually work? Who is buying and selling the underlying shares,...
Stock Valuation Methods: P/E, P/CF, P/B Explained
A stock trades at $150 — is that cheap or expensive? The answer determines whether you make money long-term or lose it. Price alone tells...
Securities Lending for Retail Investors: How to Earn Extra Yield by Lending Your Stocks (2026)
Investing & Tax 2026 You hold $30,000 in stocks — and they sit untouched in your brokerage account for years. What if someone paid you...
What Happens to My Stocks if My Broker Goes Bankrupt? (Complete Guide 2026)
Security 2026 You hold $50,000 in stocks at your broker — and the next morning you read that the firm has filed for bankruptcy. Are...
How to Read SEC Form 4: Find Insider Buys Like a Pro (2026)
Smart Money Tracking 2026 The person who knows the most about a stock is not the analyst on a Bloomberg terminal — it is the...
Saving Withholding Tax on US Stocks: Why Irish ETFs Boost Your Returns (2026)
Tax Optimization 2026 You invest in an S&P 500 ETF and enjoy the 1.5% dividend yield — but do you know about the invisible tax...
Cum-Ex and Cum-Cum: Germany's Biggest Tax Scandal Explained (2026)
Financial Scandal 2026 It is the largest tax robbery in German history — and at the same time one of the least understood. Between 2001...
Grayscale GBTC vs Spot Bitcoin ETF: The Complete Comparison (2026)
Crypto Investing 2026 In January 2024 the SEC finally approved the first U.S. spot Bitcoin ETFs — ending nearly a decade of regulatory deadlock. The...
Ready to open your first account?
Compare the best brokers for beginners — fees, features, and ratings at a glance.
Compare Brokers →