State Street SPDR Dow Jones Industrial Average ETF Trust
DIA US IndexUpdated: Jul 4, 2026, 21:17 UTC
Key Metrics
Top 10 Holdings
| Holding | Ticker | Weight | Bar |
|---|---|---|---|
| The Goldman Sachs Group Inc | GS | 12.36% | |
| Caterpillar Inc | CAT | 10.56% | |
| Microsoft Corp | MSFT | 5.43% | |
| UnitedHealth Group Inc | UNH | 4.58% | |
| Amgen Inc | AMGN | 4.06% | |
| Visa Inc Class A | V | 3.93% | |
| The Home Depot Inc | HD | 3.82% | |
| American Express Co | AXP | 3.81% | |
| Apple Inc | AAPL | 3.76% | |
| Sherwin-Williams Co | SHW | 3.66% |
Sector Allocation
About This ETF
The State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) is a US Index ETF with an expense ratio (TER) of 0.16% and $44.8B in assets under management., with its largest holdings being The Goldman Sachs Group Inc, Caterpillar Inc, Microsoft Corp. The ETF currently yields 1.37% in dividends. Year-to-date, DIA has returned +9.97%.
The Trust’s Portfolio consists of substantially all of the component common stocks that comprise the DJIA, which are weighted in accordance with the terms of the Trust Agreement.
FAQ — DIA
What is the TER of DIA (State Street SPDR Dow Jones Industrial Average ETF Trust)?
DIA has a Total Expense Ratio (TER) of 0.16 % per year. That sits above the us index category median (0.05 % across 14 peer ETFs). The TER is deducted directly from the fund and lowers your effective return.
What return has DIA delivered?
Performance for DIA: YTD: +9.97 % · 3-year p.a.: +17.25 % · 5-year p.a.: +10.62 %. Over 5 years, DIA underperforms the us index category median of +12.07 % by -1.45 pp. Past performance is no guarantee of future returns.
What are the top holdings of DIA?
The five largest positions in DIA are: GS, CAT, MSFT, UNH, AMGN. The full holdings list is updated daily on this page.
Does DIA pay dividends?
DIA has a current dividend yield of 1.37 %. Distributing ETFs pay this out in cash; accumulating versions reinvest it inside the fund. Check the share class on your broker before buying.
Where can I buy or set up a savings plan for DIA?
DIA is available at most major brokers. For a free monthly savings plan from €1, look at Trade Republic, Scalable Capital or Flatex. The broker comparison on this site shows fees, free-savings-plan ETFs and execution exchanges side by side.
What is the SPDR Dow Jones Industrial Average ETF (DIA)?
The State Street SPDR Dow Jones Industrial Average ETF Trust tracks the Dow Jones Industrial Average – 30 established US large-cap companies combined on a price-weighted basis. It gives investors a concentrated snapshot of large, profitable US corporations spanning financials, industrials and technology. With a total expense ratio of 0.16% and assets of around $42.7B, DIA is one of the best-known vehicles for expressing a view on the US economy through a small set of heavyweight stocks.
Performance in context
DIA has returned 5.34% year-to-date. Over three years the annualised return stands at 17.18%, and over five years at 9.91%. These figures reflect the strength of profitable US blue chips, led by heavyweights such as Goldman Sachs (11.45%), Caterpillar (11.03%) and Microsoft (5.05%).
Because the Dow is price-weighted, stocks with a high share price influence the index disproportionately – regardless of their market capitalisation. The dividend yield is 1.42%. The price trades close to its 52-week high of $508.74. Past returns are no guarantee of future results.
Risk profile
Despite spreading across 30 names, DIA remains concentrated: Goldman Sachs and Caterpillar alone account for over 22% combined, and financial services is the largest sector at 27.22%, followed by industrials (18.35%) and technology (17.08%). This heavyweight concentration increases dependence on a few stocks.
- Currency risk: The fund is denominated in US dollars. For euro-area investors, a weak US dollar can erode gains or amplify losses.
- Market risk: As a pure equity ETF, the price moves with the US economic cycle.
- Price weighting: High-priced stocks dominate, which can create concentration risk.
Who is this ETF for?
DIA suits long-term investors seeking concentrated exposure to established, profitable US blue chips, with an investment horizon of at least five to ten years. Those who favour well-known quality companies and a moderate dividend yield of 1.42% will find a clearly structured instrument here.
It is less suitable for investors who want broad diversification across hundreds or thousands of names, for short-term traders, and for euro-area investors unwilling to carry currency risk. Anyone seeking heavy technology weighting or small-cap exposure should also consider broader alternatives.
How it compares to similar ETFs
Within the US-index category, DIA competes with more broadly diversified products:
- SPDR S&P 500 ETF (SPY): tracks 500 US stocks and is far more diversified, weighted by market capitalisation.
- Vanguard S&P 500 ETF (VOO): also 500 holdings, often with a lower expense ratio.
- Invesco QQQ (QQQ): focuses on 100 Nasdaq names with a high technology weighting.
DIA differs through its price weighting and a narrow selection of just 30 stocks – more focused, but less diversified than these peers.
Where can I buy DIA?
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