Detailed comparison of all fees, features, and suitability — updated for 2026.
Bitvavo is the better choice for Krypto-Anleger, while Smartbroker+ wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Bitvavo | Smartbroker+ | Difference |
|---|---|---|---|
| Order fee per trade | 0.25 € | 0.00 € | 0.25 € cheaper at Smartbroker+ |
| 10y savings plan cost @ €100/month | 30 € | 0 € | 30 € cheaper at Smartbroker+ |
| Free ETF savings plans | 0 | 2.000 | +2.000 more at Smartbroker+ |
| Available exchanges | 1 | 3 | +2 more at Smartbroker+ |
| BMInsider rating | 4.3/5 | 4.0/5 | +0.3 at Bitvavo |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Bitvavo | Smartbroker+ | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.25 % | 0€ (gettex, from 500€) / 4€ (Xetra) | Smartbroker+ |
| ETF Savings Plan Fee | - | 0€ | Smartbroker+ |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | €1 | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Smartbroker+ | ||
| ETFs | Smartbroker+ | ||
| Crypto | Tie | ||
| Options | Smartbroker+ | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Krypto-Spot | gettex, Xetra, und weitere | Smartbroker+ |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | DNB · MiCA | BaFin | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2018 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Bitvavo |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Smartbroker+ →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Smartbroker+ →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Smartbroker+ →Bitvavo is the leading crypto exchange for price-conscious European investors. Regulated by the Dutch central bank (DNB) and fully MiCA-licensed since 2025 — at 0.25% spot fee, one of the cheapest EU options.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, HODL-Investoren.
Smartbroker+ offers free trades from €500 order volume and free Xetra access. A strong competitor to Trade Republic.
Particularly suitable for: Free Trades, Savings Plan Investors, Cost-Conscious Investors.
Bitvavo (MiCA + BaFin custody licence, EUR account) and Smartbroker+ (Wallstreet Online Capital AG, BaFin, Berlin) are complementary tools. Bitvavo: 400+ crypto coins at 0.15% maker, 30+ staking coins, self-custody. Smartbroker+: €0 order from €500 Gettex volume, 2 400 ETF savings plans, all stock savings plans €0, bonds + funds, fully steuereinfach — no crypto.
Honest take: Smartbroker+ for DACH wealth (stocks/ETFs/bonds). Bitvavo for crypto focus. Complementary parallel.
You want real crypto coins (400+).
You want lowest crypto fees (0.15% maker).
You want crypto staking.
You want self-custody withdrawal.
You want §23 crypto tax-free.
You want €0 orders from €500 Gettex.
You want 2 400 free ETF savings plans.
You want stock savings plans free.
You want bonds + funds.
You want the German tax certificate on all assets.
Smartbroker+ fully steuereinfach. Bitvavo only securities DE. §23 EStG: Bitvavo spot 1 year tax-free.
| Item | Smartbroker+ | Bitvavo |
|---|---|---|
| 6× stocks €5 000 Gettex | €0 | not primary |
| 12× ETF savings plan | €0 | €0 |
| 10× crypto €500 | not offered | 10× €1.25 = €12.50 |
| Yearly cost | €0 | ≈€12.50 |
Complementary: Smartbroker+ classic + Bitvavo crypto.
Pick: Smartbroker+.
Pick: Bitvavo.
Pick: Smartbroker+.
Both in parallel.
Pick: Bitvavo.
Answers to the most common questions about Bitvavo vs Smartbroker+.
For order fees, Smartbroker+ leads at 0€ (gettex, ab 500€) / 4€ (Xetra), while Bitvavo charges 0.25 %. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Bitvavo is regulated by DNB · MiCA, Smartbroker+ by BaFin. Both fall under EU oversight. Deposit protection: Bitvavo -, Smartbroker+ 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Smartbroker+ offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Bitvavo: -, Smartbroker+: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
