Detailed comparison of all fees, features, and suitability — updated for 2026.
Bitvavo is the better choice for Krypto-Anleger, while Scalable Capital wins for Active Traders. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Bitvavo | Scalable Capital | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.25 % | 0.99€ or flat rate from 4.99€/Month | Bitvavo |
| ETF Savings Plan Fee | - | 0€ | Scalable Capital |
| Account Fee | 0€/Year | 0€ (Free) / 4.99€/Mo (Plus) / 9.99€/Mo (Premium) | Tie |
| Minimum Deposit | €1 | 0€ | Tie |
| Interest on Cash | 0% | 2.6% (Plus/Premium) | Scalable Capital |
| Product Range | |||
| Stocks | Scalable Capital | ||
| ETFs | Scalable Capital | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Krypto-Spot | gettex, Xetra | Scalable Capital |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | DNB · MiCA | BaFin | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2018 | 2014 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Bitvavo |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Bitvavo →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Bitvavo →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Scalable Capital →Bitvavo is the leading crypto exchange for price-conscious European investors. Regulated by the Dutch central bank (DNB) and fully MiCA-licensed since 2025 — at 0.25% spot fee, one of the cheapest EU options.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, HODL-Investoren.
Scalable Capital offers a flat-rate model from €4.99/month for unlimited trades. With Xetra access and free savings plans, a good choice for active investors.
Particularly suitable for: Active Traders, Savings Plan Investors, Beginners.
Answers to the most common questions about Bitvavo vs Scalable Capital.
For order fees, Bitvavo leads at 0.25 %, while Scalable Capital charges 0.99€ oder Flatrate ab 4.99€/Monat. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Bitvavo is regulated by DNB · MiCA, Scalable Capital by BaFin. Both fall under EU oversight. Deposit protection: Bitvavo -, Scalable Capital 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Scalable Capital offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Bitvavo: -, Scalable Capital: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Scalable Capital leads on cash interest at 2.60%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
All Smart Money strategies at a glance.
Track 20+ institutional investors live — Buffett, Ackman, Druckenmiller and more. Daily position updates, leaderboard & deep-dive analysis.
From just $9.49/month
Get Pro Now →