justTRADE
★★★★★3.8/5
Strengths
- 0€ per Trade
- Direct Crypto Trading
- Free Savings Plans
- 3 Trading Venues
Weaknesses
- Min €500 per Order
- No Options
Best for
Free Trades
Go to justTRADE →* Affiliate link · no extra cost for you
Broker Comparison 2026
justTRADE vs. Trade Republic
Detailed comparison of all fees, features, and suitability — updated for 2026.
justTRADE
vs
Trade Republic
Our Recommendation
justTRADE is the better choice for Free Trades, while Trade Republic wins for Beginners. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
Numeric Comparison
| Metric | justTRADE | Trade Republic | Difference |
|---|---|---|---|
| Order fee per trade | 0.00 € | 1.00 € | 1.00 € cheaper at justTRADE |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Interest on €10,000 cash (1 year) | — | 3.25 % = 325 € | +325 € more at Trade Republic / year |
| Free ETF savings plans | 150 | 2.200 | +2.050 more at Trade Republic |
| Available exchanges | 3 | 1 | +2 more at justTRADE |
| BMInsider rating | 3.8/5 | 4.3/5 | +0.5 at Trade Republic |
Bottom line: on €10,000 cash Trade Republic earns about 3.250 € more interest over 10 years.
Trade Republic
★★★★★4.3/5
Strengths
- 1€ per Trade
- Free Savings Plans
- 3.25% Interest on Cash
- Easy-to-Use App
- Crypto Available
Weaknesses
- Only 1 Exchange (LS Exchange)
- No Options/Futures
Best for
Beginners
Go to Trade Republic →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | justTRADE | Trade Republic | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0€ (min 500€ order volume) | 1€ per Order | justTRADE |
| ETF Savings Plan Fee | 0€ | 0€ | Tie |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 3.25% | Trade Republic |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Trade Republic | ||
| Number of Exchanges | LS Exchange, Quotrix, Tradegate | LS Exchange | justTRADE |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2019 | 2015 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Trade Republic |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
Trade Republic
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Trade Republic →For Active Traders
justTRADE
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about justTRADE →For Long-Term Investors
Trade Republic
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Trade Republic →Detailed Assessment
Who is justTRADE?
justTRADE offers completely free trading from €500 order volume. One of the cheapest brokers in Germany.
Strengths in Detail
- 0€ per Trade
- Direct Crypto Trading
- Free Savings Plans
- 3 Trading Venues
Weaknesses
- Min €500 per Order
- No Options
- Limited Order Types
Who is justTRADE worth it for?
Particularly suitable for: Free Trades, Crypto + Stocks, Cost-Conscious Investors.
Who is Trade Republic?
Trade Republic is a German neo-broker with extremely low fees (€1 per trade) and free ETF savings plans. Ideal for beginners and savings plan investors.
Strengths in Detail
- 1€ per Trade
- Free Savings Plans
- 3.25% Interest on Cash
- Easy-to-Use App
- Crypto Available
Weaknesses
- Only 1 Exchange (LS Exchange)
- No Options/Futures
- Limited Order Types
- No Desktop Client
Who is Trade Republic worth it for?
Particularly suitable for: Beginners, Savings Plan Investors, Mobile-First.
justTRADE vs Trade Republic — €0 Sundsvall vs €1 Berlin neo-broker
justTRADE is the 2019-vintage Sundsvall-based BaFin-regulated neo-broker — €0 per trade for orders ≥ €500, three execution venues (LS Exchange, Quotrix, Tradegate), native crypto trading, no savings-plan minimum below €25. Trade Republic is the 2015 Berlin neo-broker — €1 flat orders regardless of size, 3.25 % cash interest, single venue (LS Exchange).
The honest framing: justTRADE undercuts Trade Republic on raw commission for orders ≥ €500 (€0 vs €1) and offers more venues, but TR returns more on idle cash and has a more polished savings-plan flow at €1 minimum. The choice depends on order size and how much cash you keep on hand.
When justTRADE is the better pick
Your manual orders are consistently ≥ €500. justTRADE charges €0 for orders ≥ €500 across all three venues. Trade Republic charges €1 flat. For 12 orders of €600 per year, justTRADE saves €12 — modest at this scale, but compounds for active investors at €50–€100/year savings.
You want venue choice — LS, Quotrix, Tradegate. justTRADE routes to three distinct venues, letting you pick the one with the best price for a given trade. Trade Republic only has LS Exchange. For mid-cap stocks where Tradegate's spread is 0.05–0.20 % tighter than LS, justTRADE saves €5–€20 per €5 000 trade in spread on top of the commission saving.
You want crypto-with-stocks-side-by-side in one BaFin-regulated account. justTRADE was the first German broker to offer crypto + stocks as native asset classes with the same KESt handling. Trade Republic offers crypto, but justTRADE's fee structure on crypto trades is more transparent (€0 commission, only spread).
You want flexible savings plans starting at €25. justTRADE supports €0 savings plans starting at €25 — slightly higher minimum than TR's €1, but with the same fee structure. For €25+/month savers this is functionally equivalent.
When Trade Republic is the better pick
You trade orders below €500. justTRADE charges €0 only for orders ≥ €500. Below that, the order is rejected — there is no "small-order" tier. Trade Republic accepts any order from €1 at the €1 flat fee. For anyone running €50–€499 trades, TR is the only option.
You hold idle cash. Trade Republic pays 3.25 % p.a. on EUR cash up to €50 k. justTRADE pays 0 % on the cash account. On a €15 k buffer, that is ~€487/year for free at TR — justTRADE has no equivalent.
You want sub-€25 savings plans. justTRADE's savings-plan minimum is €25/month. Trade Republic supports €1/month per ETF. For micro-savers or those running 4-fund splits at €5 each, TR is the only structurally fitting option.
You value polished mobile UX + fractional shares. Trade Republic's app is universally praised; justTRADE's is functional but visibly older-generation. Trade Republic also supports fractional shares from €1 — justTRADE does not.
You want native Visa Debit + cashback. Trade Republic offers a 1 % cashback Visa Debit. justTRADE has no payment card.
You want a broader savings-plan ETF catalog. Trade Republic offers >2 000 ETFs in savings plans. justTRADE's catalog is smaller — typically 200–500 ETFs depending on partner program.
Taxes — DACH specifics
Germany — both steuereinfach. justTRADE and Trade Republic both withhold 25 % KESt + 5.5 % Soli (= 26.375 % effective) plus optional Kirchensteuer at source. Both apply the Sparerpauschbetrag automatically once Freistellungsauftrag is filed. Loss carry-forward is per-broker.
Austria — neither austriakonform. Both justTRADE and Trade Republic require self-reporting via Anlage E1kv on FinanzOnline for Austrian residents.
Vorabpauschale 2026: justTRADE applies the Vorabpauschale automatically on January 2 by debiting the cash account. Trade Republic does the same. Both expect ~0.5–1 % of accumulating ETF position value in cash at year-end.
Quellensteuer on US dividends: Both file W-8BEN; the standard 15 % US withholding is creditable against German KESt automatically.
Crypto tax handling: A nuanced point. Crypto held longer than 1 year is tax-free in Germany under §23 EStG. justTRADE and Trade Republic both track holding-period; both report taxable short-term gains in the annual statement. Trade Republic's annual report combines stock and crypto sales clearly; justTRADE's separates them more explicitly. For active crypto traders, justTRADE's reporting is slightly easier to file.
Cost example — €15 000 portfolio over 10 years
Profile: 1 monthly ETF savings plan at €100, 12 manual one-off purchases per year at €600 each, average €5 000 idle cash buffer.
| Item | justTRADE | Trade Republic |
|---|---|---|
| 120× savings plan execution | ~€0 (catalog-dependent) | €0 |
| 120× manual orders €600 | €0 (≥ €500 threshold) | €120 (€1 each) |
| Spread (3-venue choice vs LS-only) | ~€0 (best-of-3) | ~€60 (LS only) |
| Cash interest (€5 k × 10 y × rate) | €0 | +€1 625 (3.25 %) |
| Net 10-year cost | ~€0 | −€1 445 |
Trade Republic still leads net by €1 445 over 10 years — entirely because of the cash-interest gap. justTRADE has commission-parity here for ≥€500 orders, and its 3-venue choice provides a small spread advantage versus TR's LS-only routing. But Trade Republic's 3.25 % p.a. on idle cash overwhelms those small advantages.
The justTRADE case becomes economically advantageous only if (a) you keep almost no idle cash (always fully invested), AND (b) you never trade below €500, AND (c) you actively benefit from the 3-venue best-of routing on mid-cap orders. For active traders meeting all three conditions, justTRADE genuinely beats TR on net cost — especially at order sizes >€2 000 where the spread savings compound.
Verdict by investor profile
Beginner with €25–€100/month savings plan
Pick: Trade Republic. The €1 minimum savings plan, 3.25 % cash on emergency reserves, polished app, and fractional-share access make TR the structurally better fit for new investors. justTRADE adds nothing meaningful at this scale.
Active investor with €1 000+ orders
Pick: justTRADE for trading + TR for cash buffer. Above €500, justTRADE's €0 commission + 3-venue routing delivers genuine savings. Use TR as a secondary cash-yield account for the 3.25 % return on idle balances.
Crypto-curious investor
Pick: Either, with slight justTRADE edge for active traders. Both offer native crypto. justTRADE's reporting separates crypto more cleanly for tax filing; TR's catalog is broader (~50 vs ~25 coins). Casual crypto holders are well served by either.
Cash-heavy saver
Pick: Trade Republic. 3.25 % on €50 k idle cash dominates justTRADE's 0 % regardless of execution-cost differences.
Dual-broker setup
Pick: Trade Republic primary, justTRADE secondary for big orders. Mirrors the Smartbroker+/TR combination — TR for savings + cash buffer + small orders, justTRADE for €500+ manual orders where the venue-choice and €0 commission pay off.
Frequently Asked Questions
Answers to the most common questions about justTRADE vs Trade Republic.
For order fees, justTRADE leads at 0€ (min 500€ Ordervolumen), while Trade Republic charges 1€ pro Order. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
justTRADE is regulated by BaFin, Trade Republic by BaFin. Both fall under EU oversight. Deposit protection: justTRADE 100.000€, Trade Republic 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
justTRADE offers free ETF savings plans from 25€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. justTRADE: 100.000€, Trade Republic: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Trade Republic leads on cash interest at 3.25%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.