justTRADE
★★★★★3.8/5
Strengths
- 0€ per Trade
- Direct Crypto Trading
- Free Savings Plans
- 3 Trading Venues
Weaknesses
- Min €500 per Order
- No Options
Best for
Free Trades
Go to justTRADE →* Affiliate link · no extra cost for you
Broker Comparison 2026
justTRADE vs. Scalable Capital
Detailed comparison of all fees, features, and suitability — updated for 2026.
justTRADE
vs
Scalable Capital
Our Recommendation
justTRADE is the better choice for Free Trades, while Scalable Capital wins for Active Traders. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
Numeric Comparison
| Metric | justTRADE | Scalable Capital | Difference |
|---|---|---|---|
| Order fee per trade | 0.00 € | 0.99 € | 0.99 € cheaper at justTRADE |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Interest on €10,000 cash (1 year) | — | 2.60 % = 260 € | +260 € more at Scalable Capital / year |
| Free ETF savings plans | 150 | 2.400 | +2.250 more at Scalable Capital |
| Available exchanges | 3 | 2 | +1 more at justTRADE |
| BMInsider rating | 3.8/5 | 4.2/5 | +0.4 at Scalable Capital |
Bottom line: on €10,000 cash Scalable Capital earns about 2.600 € more interest over 10 years.
Scalable Capital
★★★★★4.2/5
Strengths
- Flat-Rate Model for Active Traders
- Xetra Access
- Free Savings Plans
- Prime+ with Interest on Cash
Weaknesses
- Flat Rate Costs Extra
- Few Exchanges
Best for
Active Traders
Go to Scalable Capital →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | justTRADE | Scalable Capital | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0€ (min 500€ order volume) | 0.99€ or flat rate from 4.99€/Month | justTRADE |
| ETF Savings Plan Fee | 0€ | 0€ | Tie |
| Account Fee | 0€/Year | 0€ (Free) / 4.99€/Mo (Plus) / 9.99€/Mo (Premium) | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 2.6% (Plus/Premium) | Scalable Capital |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Scalable Capital | ||
| Number of Exchanges | LS Exchange, Quotrix, Tradegate | gettex, Xetra | justTRADE |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2019 | 2014 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Scalable Capital |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
justTRADE
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about justTRADE →For Active Traders
justTRADE
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about justTRADE →For Long-Term Investors
Scalable Capital
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Scalable Capital →Detailed Assessment
Who is justTRADE?
justTRADE offers completely free trading from €500 order volume. One of the cheapest brokers in Germany.
Strengths in Detail
- 0€ per Trade
- Direct Crypto Trading
- Free Savings Plans
- 3 Trading Venues
Weaknesses
- Min €500 per Order
- No Options
- Limited Order Types
Who is justTRADE worth it for?
Particularly suitable for: Free Trades, Crypto + Stocks, Cost-Conscious Investors.
Who is Scalable Capital?
Scalable Capital offers a flat-rate model from €4.99/month for unlimited trades. With Xetra access and free savings plans, a good choice for active investors.
Strengths in Detail
- Flat-Rate Model for Active Traders
- Xetra Access
- Free Savings Plans
- Prime+ with Interest on Cash
Weaknesses
- Flat Rate Costs Extra
- Few Exchanges
- No Options
Who is Scalable Capital worth it for?
Particularly suitable for: Active Traders, Savings Plan Investors, Beginners.
justTRADE vs Scalable Capital — €0 specialist vs flatrate neo-broker
justTRADE (founded 2019, BaFin) and Scalable Capital (founded 2014, BaFin) are both German neo-broker discount specialists. They diverge on pricing model: justTRADE is permanently €0 commission for orders ≥€500 across three execution venues. Scalable runs a two-tier subscription model — Free at €0.99/trade, PRIME+ at €4.99/month for €0 commission.
The honest framing: justTRADE wins for users who only place ≥€500 orders without subscription pressure. Scalable wins for users with idle cash (PRIME+ pays interest), small orders below €500, or who want a more polished mobile-first experience.
When justTRADE is the better pick
You only place orders ≥€500 and don't want a subscription. justTRADE charges €0 forever on ≥€500 orders without any monthly fee. Scalable Free charges €0.99/trade; Scalable PRIME+ charges €4.99/month for the equivalent €0. For low-frequency ≥€500 traders, justTRADE is permanently free without subscription complexity.
You want venue choice on each trade. justTRADE offers LS Exchange, Quotrix, and Tradegate. Scalable routes to gettex and Xetra; you can choose between them but not between three venues.
You want native crypto in a BaFin stocks broker. justTRADE was the first to offer this combination. Scalable's crypto offering is newer and the catalog is narrower (~25 vs ~50+ coins on justTRADE).
You don't keep idle cash. If you're always fully invested, Scalable PRIME+'s 2.6 % cash interest is wasted. justTRADE's no-subscription €0 commission then dominates.
When Scalable Capital is the better pick
You hold idle EUR cash and want PRIME+ interest. Scalable PRIME+ pays approximately 2.6 % p.a. on idle EUR cash. justTRADE pays 0 %. For users with €5 k–€20 k buffers, this is the decisive factor.
You trade orders below €500. Scalable Free's €0.99/trade applies regardless of size. justTRADE rejects orders under €500. For €100–€499 trades, only Scalable serves.
You trade more than 6 orders per month. Scalable PRIME+ at €4.99/month gives €0 commission on every order — break-even at 6 orders. justTRADE charges €0 only above €500.
You want fee-free ETF savings plans from €1. Scalable offers €0 savings plans from €1 minimum. justTRADE's savings-plan minimum is €25/month — slightly higher friction for micro-savers.
You want a more polished mobile-first app. Scalable's app is universally praised; justTRADE's is functional but less polished.
You want fractional shares. Scalable supports fractional shares from €1. justTRADE does not offer fractional shares.
Taxes — DACH specifics
Germany — both steuereinfach. justTRADE and Scalable both withhold 25 % KESt + 5.5 % Soli + optional Kirchensteuer at source.
Austria — neither austriakonform. Both require self-reporting via Anlage E1kv on FinanzOnline.
Vorabpauschale 2026: Both apply Vorabpauschale automatically on January 2.
Quellensteuer on US dividends: Both file W-8BEN; the 15 % US withholding is creditable against German KESt automatically.
Crypto tax: Both track holding periods for §23 EStG 1-year tax-free rule. justTRADE's separation of crypto vs stocks in tax statements is slightly cleaner; Scalable combines them in the annual report.
Cost example — €15 000 active investor over 10 years
Profile: 1 monthly ETF savings plan at €100, 6 manual orders/year at €1 000, average €5 000 idle EUR cash buffer.
| Item | justTRADE | Scalable PRIME+ |
|---|---|---|
| 120× savings-plan execution | €0 (catalog-dependent) | €0 |
| 60× manual orders €1 000 | €0 (≥€500 threshold) | €0 (PRIME+ included) |
| PRIME+ subscription (10 yrs × 12 mo) | €0 | €598 |
| Cash interest (€5 k × 10 y) | €0 | +€1 300 (2.6 %) |
| Net 10-year cost | €0 | −€702 |
Scalable PRIME+ wins by €702 due to cash interest. Strip the €5 k cash buffer (always-fully-invested user) and Scalable PRIME+ costs €598 vs justTRADE's €0 — justTRADE wins.
The choice comes down to cash management: do you keep €3 k+ idle in the broker? If yes, Scalable PRIME+. If no, justTRADE.
Verdict by investor profile
Beginner with €25–€100/month savings plan
Pick: Scalable Free. €1 minimum savings plans + €0.99 manual orders work for sub-€500 buys. justTRADE's €25 minimum + €500 manual-order threshold are friction.
Active investor with cash buffer + ≥€500 orders
Pick: Scalable PRIME+. The cash interest plus zero commission make it the cheapest setup at this profile.
Active investor without cash buffer + ≥€500 orders
Pick: justTRADE. No subscription needed for €0 commission. Scalable PRIME+ subscription fee is unnecessary if you don't benefit from cash interest.
Crypto-focused investor
Pick: justTRADE. Broader crypto catalog, cleaner tax-statement separation. Scalable's crypto is competitive but narrower.
Investor wanting fractional shares
Pick: Scalable. justTRADE does not offer fractional shares.
Frequently Asked Questions
Answers to the most common questions about justTRADE vs Scalable Capital.
For order fees, justTRADE leads at 0€ (min 500€ Ordervolumen), while Scalable Capital charges 0.99€ oder Flatrate ab 4.99€/Monat. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
justTRADE is regulated by BaFin, Scalable Capital by BaFin. Both fall under EU oversight. Deposit protection: justTRADE 100.000€, Scalable Capital 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
justTRADE offers free ETF savings plans from 25€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. justTRADE: 100.000€, Scalable Capital: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Scalable Capital leads on cash interest at 2.60%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.