Detailed comparison of all fees, features, and suitability — updated for 2026.
Bitvavo is the better choice for Krypto-Anleger, while eToro wins for Social Trading. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Bitvavo | eToro | Difference |
|---|---|---|---|
| Order fee per trade | 0.25 € | 0.00 € | 0.25 € cheaper at eToro |
| 10y savings plan cost @ €100/month | 30 € | 0 € | 30 € cheaper at eToro |
| Interest on €10,000 cash (1 year) | — | 4.55 % = 455 € | +455 € more at eToro / year |
| Available exchanges | 1 | 1 | identical |
| BMInsider rating | 4.3/5 | 3.9/5 | +0.4 at Bitvavo |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Bitvavo | eToro | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.25 % | 0€ (Aktien) / Spread (CFDs & Krypto) | eToro |
| ETF Savings Plan Fee | - | - | Tie |
| Account Fee | 0€/Year | 0€ + $5 Auszahlungsgebühr | Tie |
| Minimum Deposit | €1 | $50 | Tie |
| Interest on Cash | 0% | bis 4.55% (eToro Money) | eToro |
| Product Range | |||
| Stocks | eToro | ||
| ETFs | eToro | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Krypto-Spot | eToro-intern | Tie |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | eToro | ||
| Security & Regulation | |||
| Regulated by | DNB · MiCA | CySEC / FCA | Tie |
| Deposit Protection | - | €20.000 (ICF) | Tie |
| Founded | 2018 | 2007 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Bitvavo |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about eToro →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about eToro →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about eToro →Bitvavo is the leading crypto exchange for price-conscious European investors. Regulated by the Dutch central bank (DNB) and fully MiCA-licensed since 2025 — at 0.25% spot fee, one of the cheapest EU options.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, HODL-Investoren.
eToro combines social trading with commission-free stock trading. Ideal for beginners who want to learn from experienced traders.
Particularly suitable for: Social Trading, Beginners, Copy Trading, Crypto.
Bitvavo (Bitvavo B.V., MiCA + BaFin custody licence) and eToro (eToro Europe Ltd., CySEC Cyprus, USD base) are both EU-regulated platforms with different focus. Bitvavo: 400+ crypto coins at 0.15% maker / 0.25% taker, self-custody, 30+ staking coins, EUR account. eToro: real stocks/ETFs at 0.09–0.39% spread, 100+ crypto coins at 1%, CopyTrader, Smart Portfolios — but USD base and $5 withdrawal fee.
Honest take: Bitvavo for crypto focus with lowest fees. eToro for multi-asset social trading.
You want lowest crypto fees. Bitvavo 0.15% maker vs eToro 1% crypto spread.
You want 400+ coins. eToro 100+.
You want self-custody withdrawal. Bitvavo wallet withdrawal. eToro only via eToro Money (limited).
You want low FX friction. Bitvavo EUR account. eToro USD — every EUR movement with FX spread.
You want no $5 withdrawal fee. Bitvavo SEPA free.
You want social trading / CopyTrader. eToro market leader. Bitvavo no social function.
You want real stocks/ETFs. eToro 0.09–0.39% spread on real US/EU stocks. Bitvavo stock offering smaller.
You want Smart Portfolios. eToro curated theme bundles. Bitvavo only single coins.
You want optional CFDs. eToro CFDs available. Bitvavo not.
You want broad multi-asset mix. eToro stocks + crypto + CFDs in one app. Bitvavo primarily crypto.
Neither DE-steuereinfach. Both gross.
§23 EStG: Both crypto spot 1 year tax-free.
USD account at eToro: FX tracking required.
Staking: Bitvavo 10-year speculation period.
| Item | Bitvavo | eToro |
|---|---|---|
| 10× €1 000 crypto | 10× €2.50 = €25 | 10× €10 (1%) = €100 |
| 10× $1 000 US stock | limited | ~€15 (0.15% spread) |
| EUR withdrawal | €0 | $5 + FX |
| Yearly cost | ≈€25 | ≈€170 |
Bitvavo notably cheaper on pure crypto focus. eToro pays off only if social trading + stock trades are explicitly used.
Pick: Bitvavo. 0.15% maker.
Pick: eToro.
Pick: eToro. 0.15% spread.
Pick: Bitvavo. eToro USD-only.
Pick: Bitvavo.
Answers to the most common questions about Bitvavo vs eToro.
For order fees, eToro leads at 0€ (Aktien) / Spread (CFDs & Krypto), while Bitvavo charges 0.25 %. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Bitvavo is regulated by DNB · MiCA, eToro by CySEC / FCA. Both fall under EU oversight. Deposit protection: Bitvavo -, eToro €20.000 (ICF).
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Neither Bitvavo nor eToro offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.
Both are covered under their home regulator's deposit protection. Bitvavo: -, eToro: €20.000 (ICF). Securities are held in segregated accounts and protected in case of broker insolvency.
eToro leads on cash interest at 4.55%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
