Detailed comparison of all fees, features, and suitability — updated for 2026.
Coinbase is the better choice for Krypto-Anleger, while Smartbroker+ wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Coinbase | Smartbroker+ | Difference |
|---|---|---|---|
| Order fee per trade | 0.40 € | 0.00 € | 0.40 € cheaper at Smartbroker+ |
| 10y savings plan cost @ €100/month | 48 € | 0 € | 48 € cheaper at Smartbroker+ |
| Free ETF savings plans | 0 | 2.000 | +2.000 more at Smartbroker+ |
| Available exchanges | 2 | 3 | +1 more at Smartbroker+ |
| BMInsider rating | 4.2/5 | 4.0/5 | +0.2 at Coinbase |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Coinbase | Smartbroker+ | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 1.49 % – 3.99 % / 0.4 %–0.6 % Advanced | 0€ (gettex, from 500€) / 4€ (Xetra) | Smartbroker+ |
| ETF Savings Plan Fee | - | 0€ | Smartbroker+ |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | $1 | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Smartbroker+ | ||
| ETFs | Smartbroker+ | ||
| Crypto | Tie | ||
| Options | Smartbroker+ | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Krypto-Spot, Krypto-Futures | gettex, Xetra, und weitere | Smartbroker+ |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | NYDFS · BaFin · FCA | BaFin | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2012 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Coinbase |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Smartbroker+ →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Smartbroker+ →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Smartbroker+ →Coinbase is the only crypto exchange listed on a major stock exchange (NASDAQ: COIN). SOC2-certified, NYDFS-regulated, with the highest institutional acceptance in the US — but at higher fees than pure crypto exchanges in its standard tier.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, HODL-Investoren.
Smartbroker+ offers free trades from €500 order volume and free Xetra access. A strong competitor to Trade Republic.
Particularly suitable for: Free Trades, Savings Plan Investors, Cost-Conscious Investors.
Coinbase (Coinbase Germany GmbH BaFin licence, MiCA via Luxembourg) and Smartbroker+ (BaFin, Berlin) are both regulated German platforms. Coinbase: 200+ crypto coins, Advanced Trade 0.40% maker, USDC rewards ~4%, 9-coin staking. Smartbroker+: €0 order from €500 Gettex, 2 400 ETF savings plans, stock savings plans €0, bonds.
Honest take: Complementary — Smartbroker+ for classic wealth, Coinbase for crypto self-custody and USDC yield.
You want real crypto coins (200+).
You want USDC rewards (~4%).
You want crypto staking (9 coins).
You want self-custody + Coinbase Wallet.
You want low crypto fees via Advanced.
You want €0 orders from €500 Gettex.
You want 2 400 ETF savings plans.
You want stocks + bonds.
You want full steuereinfach.
You want no Coinbase Standard spread trap.
Smartbroker+ fully steuereinfach. Coinbase crypto in Anlage SO. §23 EStG: Coinbase spot 1 year tax-free.
| Item | Smartbroker+ | Coinbase Advanced |
|---|---|---|
| Classic buys | €0 | not offered |
| 10 crypto €1 000 | not offered | 10× €4 = €40 |
| USDC rewards $10 000 | n/a | +€400 |
| Balance | €0 | +€360 |
Pick: Smartbroker+.
Pick: Coinbase.
Pick: Coinbase.
Both in parallel.
Pick: Smartbroker+. Coinbase Standard mode pricey.
Answers to the most common questions about Coinbase vs Smartbroker+.
For order fees, Smartbroker+ leads at 0€ (gettex, ab 500€) / 4€ (Xetra), while Coinbase charges 1.49 % – 3.99 % / 0.4 %–0.6 % Advanced. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Coinbase is regulated by NYDFS · BaFin · FCA, Smartbroker+ by BaFin. Both fall under EU oversight. Deposit protection: Coinbase -, Smartbroker+ 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Smartbroker+ offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Coinbase: -, Smartbroker+: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
