Coinbase vs justTRADE — US crypto exchange with BaFin vs German €1 broker with crypto
Coinbase (Coinbase Germany BaFin licence, MiCA via Luxembourg) and justTRADE (BaFin, Sutor Bank) are both BaFin-regulated platforms. Coinbase: 200+ coins, Advanced 0.40% maker, USDC rewards ~4%, 9-coin staking, self-custody. justTRADE: €1 flat stocks/ETFs, 50+ crypto, fully DE-steuereinfach.
Honest take: justTRADE for DACH multi-asset tax comfort. Coinbase for crypto self-custody + USDC yield.
When Coinbase is the better pick
You want self-custody withdrawal.
You want USDC rewards (~4%).
You want Coinbase Wallet as DeFi app.
You want broader coin range (200+).
You want Coinbase Advanced API.
When justTRADE is the better pick
You want full DE steuereinfach also on crypto.
You want stocks + ETFs + crypto integrated.
You want 177 ETF savings plans free.
You want crypto savings plans with German certificate.
You want no Coinbase Standard spread trap.
Taxes
justTRADE fully steuereinfach. Coinbase crypto in Anlage SO. §23 EStG: both spot 1 year tax-free.
Cost example
| Item | justTRADE | Coinbase Advanced |
| ETF + stocks | ~€10 | not offered |
| 20 crypto €1 000 | ~€60 | 20× €4 = €80 |
| USDC rewards $10 000 | n/a | +€400 |
| Balance | −€70 | +€320 |
Verdict
DACH multi-asset tax
Pick: justTRADE.
Self-custody + DeFi
Pick: Coinbase.
USDC yield
Pick: Coinbase.
Multi-asset
justTRADE or both in parallel.
Beginner
Pick: justTRADE.