Detailed comparison of all fees, features, and suitability — updated for 2026.
Bitpanda is the better choice for Krypto-Anleger, while justTRADE wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Bitpanda | justTRADE | Difference |
|---|---|---|---|
| Order fee per trade | 1.49 € | 0.00 € | 1.49 € cheaper at justTRADE |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Free ETF savings plans | 0 | 150 | +150 more at justTRADE |
| Available exchanges | 1 | 3 | +2 more at justTRADE |
| BMInsider rating | 4.0/5 | 3.8/5 | +0.2 at Bitpanda |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Bitpanda | justTRADE | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | ~1.49 % spread | 0€ (min 500€ order volume) | justTRADE |
| ETF Savings Plan Fee | - | 0€ | Tie |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | €1 | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Bitpanda | ||
| Number of Exchanges | Krypto-Spot | LS Exchange, Quotrix, Tradegate | justTRADE |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | FMA · BaFin · MiCA | BaFin | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2014 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Bitpanda |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about justTRADE →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about justTRADE →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Bitpanda →Bitpanda is Austria's largest crypto platform, founded in Vienna in 2014. Regulated by the Austrian FMA and German BaFin, with savings plans and an integrated stocks/ETFs/metals offering — though at higher fees than pure crypto exchanges.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, Aktive Krypto-Trader.
justTRADE offers completely free trading from €500 order volume. One of the cheapest brokers in Germany.
Particularly suitable for: Free Trades, Crypto + Stocks, Cost-Conscious Investors.
Bitpanda (Vienna, BaFin/FMA/MiCA, EUR) and justTRADE (BaFin, Sutor Bank) both offer crypto + stocks/ETFs. Bitpanda: 3 500+ coins, 9 000+ stocks/ETFs at €1, physical precious metals, AT steuereinfach. justTRADE: €1 flat, 50+ crypto, 177 ETF savings plans, fully DE-steuereinfach.
Honest take: justTRADE for DACH tax comfort. Bitpanda for crypto breadth and precious metals.
You want 3 500+ crypto coins.
You want physical precious metals.
You want Bitpanda Crypto Index.
You want AT steuereinfach.
You want Bitpanda Pro for low crypto fees.
You want full DE steuereinfach also on crypto. Bitpanda DE only securities.
You want €1 stocks flat regardless of volume.
You want crypto staking on coin level free.
You want crypto savings plans with German tax certificate.
You want no FX friction (also on stock buys).
justTRADE fully DE-steuereinfach (incl. crypto). Bitpanda DE securities steuereinfach + fully AT. §23 EStG at both spot crypto.
| Item | justTRADE | Bitpanda |
|---|---|---|
| 12× €200 ETF savings plan | €0 | €0 |
| 6× €2 000 stock | €6 | ~€18 |
| 10× €500 crypto | ~€15 | ~€75 |
| 1× gold €1 000 | not offered | ~€16 |
| Yearly cost | ≈€21 (no gold) | ≈€109 |
justTRADE clearly cheaper on standard crypto + DACH stocks. Bitpanda for precious-metal need + broader crypto range.
Pick: justTRADE.
Pick: Bitpanda.
Pick: Bitpanda.
Pick: Bitpanda.
Pick: justTRADE.
Answers to the most common questions about Bitpanda vs justTRADE.
For order fees, justTRADE leads at 0€ (min 500€ Ordervolumen), while Bitpanda charges ~1.49 % spread. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Bitpanda is regulated by FMA · BaFin · MiCA, justTRADE by BaFin. Both fall under EU oversight. Deposit protection: Bitpanda -, justTRADE 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Bitpanda offers free ETF savings plans from €1. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Bitpanda: -, justTRADE: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
