Bitget vs ING — Asian copy-trading crypto exchange vs German direct bank
Bitget (Seychelles, no MiCA, no BaFin) and ING-DiBa AG (BaFin, fully steuereinfach) are regulatorily opposite. Bitget: 700+ coins at 0.10%, 100 000+ copy-trading strategies, MiCA risk. ING: free Direkt-Depot, 1 150 ETF savings plans from €1, current account integration.
Honest take: ING for regulatorily safe DACH investors. Bitget for copy-trading fans aware of MiCA risk.
When Bitget is the better pick
You want copy trading (100 000+ strategies).
You want lowest crypto fees (0.10%).
You want real crypto coins (700+).
You want self-custody withdrawal.
You want crypto futures (restricted).
When ING is the better pick
You want regulatory clarity (BaFin).
You want stocks, ETFs, bonds.
You want 1 150 free ETF savings plans.
You want current account + brokerage.
You're under 28 (Direkt-Depot Young).
Taxes
ING steuereinfach. Bitget gross + MiCA risk. §23 EStG: Bitget spot 1 year tax-free.
Cost example
| Item | ING | Bitget |
| Classic buys | ~€40 | not offered |
| 30 crypto trades €500 | ~€150 (ETN) | 30× €0.50 = €15 |
| Copy performance | n/a | ~10% on gains |
| Balance | −€190 | −€15 + MiCA |
Verdict
Classic investor
Pick: ING.
Copy trading
Pick: Bitget. MiCA risk.
Bank-integrated
Pick: ING.
ETF savings-plan investor
Pick: ING.
Under 28
Pick: ING.