Detailed comparison of all fees, features, and suitability — updated for 2026.
Bitget is the better choice for Krypto-Anleger, while Flatex wins for Austrian Investors. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Bitget | Flatex | Difference |
|---|---|---|---|
| Order fee per trade | 0.10 € | 5.90 € | 5.80 € cheaper at Bitget |
| 10y savings plan cost @ €100/month | 12 € | 708 € | 696 € cheaper at Bitget |
| Available exchanges | 2 | 6 | +4 more at Flatex |
| BMInsider rating | 3.8/5 | 3.8/5 | identical |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Bitget | Flatex | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.1 % | 5.90€ + Börsengebühr | Bitget |
| ETF Savings Plan Fee | - | 1.50€ | Tie |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | $1 | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Flatex | ||
| ETFs | Flatex | ||
| Crypto | Bitget | ||
| Options | Flatex | ||
| CFDs | Tie | ||
| Fractional Shares | Bitget | ||
| Number of Exchanges | Krypto-Spot, Krypto-Futures | Xetra, Frankfurt, Wien | Flatex |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | Multi-license (no MiCA yet) | BaFin / FMA | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2018 | 2006 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Tie |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Bitget →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Bitget →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Bitget →Bitget went from newcomer in 2018 to the world's third-largest crypto derivatives market. Known for copy-trading, a massive coin catalog (800+) and 100% proof-of-reserves. Lower brand reputation than Kraken or Coinbase, but aggressively competitive on fees and altcoin variety.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, Aktive Krypto-Trader.
Flatex is especially popular in Austria as a tax-simple broker with access to many exchanges and derivatives.
Particularly suitable for: Austrian Investors, Options Trading, Many Exchanges.
Bitget (Seychelles based, no MiCA, no BaFin as of 2026) and flatex (BaFin Germany) operate with different regulatory status and focus. Bitget offers 700+ crypto coins at 0.10% spot, 100 000+ copy-trading strategies, crypto futures (heavily restricted for DACH). flatex offers €5.90 flat classic securities, German tax certificate, no real crypto coins.
Honest take: flatex and Bitget are complementary on multi-asset, but Bitget has MiCA risk and no BaFin licence — DACH investors should price in withdrawal-restriction risk.
You want copy trading with 100 000+ strategies. Bitget market leader. flatex has no copy-trading function.
You want real crypto coins at 0.10%. Bitget spot. flatex only ETNs at ~1% spread.
You want self-custody withdrawal. Bitget wallet withdrawal. flatex ETNs not.
You want 40+ staking coins. Bitget Earn. flatex no staking.
You want mid/small-cap coins. Bitget 700+ coins including new listings. flatex very narrow ETN list.
You want stocks/ETFs/bonds. flatex 7 000+ stocks, 1 600 ETFs, 1 000+ bonds. Bitget crypto-only.
You want regulatory clarity. flatex BaFin + Frankfurt-listed (flatexDEGIRO Bank AG). Bitget no EU licence.
You want the German tax certificate. flatex steuereinfach. Bitget self-declaration.
You want no leverage lure in the UI. Bitget shows 125:1 futures prominently. flatex has no crypto leverage products.
You want free ETF savings plans. flatex 1 600. Bitget none.
flatex steuereinfach, Bitget not. flatex KESt automatic. Bitget gross.
§23 EStG: Bitget spot 1 year tax-free. flatex ETNs §20 (always KESt).
Copy-trading tax: Copy trades = own trades; with many daily trades 1-year holding practically impossible.
Futures: Bitget crypto futures ESMA-restricted for DACH; §20 with €20 000 loss cap.
MiCA risk: Withdrawal restrictions possible without EU licence.
Profile: 12 ETF savings plans at €200, 4 stocks at €3 000, 30 crypto trades at €500, copy trading on €5 000.
| Item | flatex | Bitget |
|---|---|---|
| 12× ETF savings plan | €0 | not offered |
| 4× stock | 4× €5.90 = €23.60 | not offered |
| 30× €500 crypto | 30× €5.90 + ETN spread = ~€210 | 30× €0.50 (0.10%) = €15 |
| Copy-trading performance | not offered | ~10% on gains (variable) |
| Yearly cost | ≈€234 | ≈€15 (crypto only) |
Complementary: flatex for classic + Bitget for crypto copy/spot (with MiCA risk).
Pick: flatex. Bitget offers no stocks/ETFs.
Pick: Bitget. Market leader. But MiCA risk.
Pick: Bitget. 0.10% fee. Price in MiCA risk.
Both in parallel. flatex classic + Bitget crypto (cautiously).
Pick: flatex. Bitget leverage lure risky.
Answers to the most common questions about Bitget vs Flatex.
For order fees, Bitget leads at 0.1 %, while Flatex charges 5.90€ + Börsengebühr. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Bitget is regulated by Multi-license (no MiCA yet), Flatex by BaFin / FMA. Both fall under EU oversight. Deposit protection: Bitget -, Flatex 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Neither Bitget nor Flatex offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.
Both are covered under their home regulator's deposit protection. Bitget: -, Flatex: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
