Bitget vs comdirect — Asian copy-trading crypto exchange vs German full-bank direct bank
Bitget (Seychelles, no MiCA, no BaFin as of 2026) and comdirect (Commerzbank subsidiary, BaFin, fully steuereinfach) are regulatorily opposite. Bitget: 700+ coins at 0.10%, 100 000+ copy-trading strategies, crypto futures (restricted for DACH), MiCA risk. comdirect: €4.90 + 0.25% order, 576 action ETFs without savings-plan fee until end 2027, current account integration.
Honest take: comdirect for classic DACH wealth with regulatory safety. Bitget for copy-trading fans aware of MiCA risk.
When Bitget is the better pick
You want copy trading with 100 000+ strategies.
You want real crypto coins at 0.10%. comdirect only ETNs.
You want self-custody withdrawal.
You want the broadest coin range (700+).
You want crypto futures (restricted).
When comdirect is the better pick
You want regulatory clarity. comdirect BaFin. Bitget no EU licence.
You want stocks, ETFs, bonds. Bitget crypto-only.
You want current account + brokerage.
You want full steuereinfach.
You want 576 action ETFs free.
Taxes
comdirect steuereinfach. Bitget gross + MiCA risk. §23 EStG: Bitget spot 1 year tax-free. Copy trades often prevent 1-year holding.
Cost example
| Item | comdirect | Bitget |
| Classic buys | ~€40 (with action ETFs) | not offered |
| 30 crypto trades €500 | ~€300 (ETN) | 30× €0.50 = €15 |
| Copy performance | n/a | ~10% on gains |
| Yearly cost | ≈€340 | ≈€15 + MiCA risk |
Bitget cheaper on crypto + copy but MiCA risk.
Verdict
Classic investor
Pick: comdirect.
Copy-trading fan
Pick: Bitget. MiCA risk.
Active crypto trader
Pick: Bitget.
Bank-integrated
Pick: comdirect.
Regulation-aware
Pick: comdirect.