Scalable Capital Tax Statement 2026
Where do I find the annual tax statement at Scalable Capital? What goes into Anlage KAP (Germany)? And why is Scalable straightforward for Austrian tax purposes — yet the depot migration in 2025 is a genuine tax trap? Step by step for the 2025 tax return (filing in 2026).
What is the Scalable Capital tax statement?
Scalable Capital is a German broker with its own securities bank (since the platform migration in November 2025; previously custody was held at Baader Bank). As a domestic custodian, Scalable issues an annual Jahressteuerbescheinigung (annual tax statement) each year — an official PDF with all tax-relevant data for the prior year:
- Realised capital gains and losses from share and ETF sales
- Dividends (domestic and foreign, gross + withholding tax)
- Interest income from the Scalable cash account (earned via the partner bank)
- Vorabpauschale (notional distribution) on accumulating ETFs (for clients in Germany, automatically debited in January)
- Capital gains tax already remitted (Germany) or KESt (Austria)
- Creditable foreign withholding tax (e.g. 15 % on US dividends)
How to find the tax report at Scalable Capital
Scalable is web-first: tax documents are most conveniently found in the browser at scalable.capital after logging in, or alternatively in the app via the account menu.
In the account area (gear icon / profile) open Documents or the Postbox. Tax documents are kept separately from transaction confirmations under the Taxes category.
German clients download the Jahressteuerbescheinigung. Austrian clients additionally find the tax report prepared by KPMG, which presents the figures already in the AT format.
In Germany you transfer the figures to Anlage KAP. In Austria the KESt has already been remitted automatically — you normally do not need to file anything. Keep the PDF for 10 years.
🇩🇪 Germany: completing Anlage KAP & KAP-INV
In Germany, Scalable Capital remits Kapitalertragsteuer (capital gains tax, 25 % + solidarity surcharge + church tax where applicable = up to 27.99 %) automatically. You set up a Freistellungsauftrag (tax-free allowance order, €1,000 / €2,000 for jointly assessed couples) directly in the app. You only need to submit Anlage KAP if:
- You split the Sparerpauschbetrag (saver’s lump-sum allowance) across multiple banks and want to reconcile it
- You want to offset losses from another custody account against Scalable gains (cross-depot loss offset)
- Your personal tax rate is below 25 % (Günstigerprüfung — favourable-rate check)
- You want to claim credit for foreign withholding tax beyond the 15 % already credited
Key lines of Anlage KAP 2025
| Line | Content | In Scalable statement |
|---|---|---|
| 7 | Total capital income | “Höhe der Kapitalerträge” |
| 8 | Share gains | “Gewinne aus Aktienveräußerungen” |
| 10 | Share losses | “Verluste aus Aktienveräußerungen” |
| 19 | Sparerpauschbetrag used | “In Anspruch genommener Sparer-Pauschbetrag” |
| 37 | Creditable foreign withholding tax | “Anrechenbare ausländische Quellensteuer” |
| 48 | Capital gains tax already remitted | “Kapitalertragsteuer” |
Anlage KAP-INV is only needed if Scalable has not automatically processed the Vorabpauschale for an accumulating ETF — which is the exception since the domestic setup. Scalable shows the Vorabpauschale separately in the statement.
🇦🇹 Austria: KESt is automatic — but watch out for the migration
Scalable Capital has been tax-simple in Austria since 2024: KESt of 27.5 % on capital gains, dividends, interest and deemed distributions is calculated automatically and remitted to the tax office. You normally do not need to file anything via FinanzOnline. You only need to act in these cases:
- Loss offset across multiple banks/depots — within a single depot Scalable offsets automatically; cross-depot only via assessment (Verlustausgleichsoption)
- Regelbesteuerungsoption (standard assessment option) if your marginal tax rate is below 27.5 % (applied for in the employee tax assessment)
- Foreign withholding tax reclaim beyond the tax-treaty maximum
Over the weekend of 8/9 November 2025 Scalable transferred existing depots from Baader Bank to its own platform. If such a depot transfer is not reported to the competent tax office in time (by 9 December 2025), Austrian tax law treats it as a deemed disposal — with 27.5 % KESt on unrealised capital gains. Scalable handles the notification for tax-simple existing depots; nevertheless check your 2025 tax report for complete acquisition data and report legacy holdings from before 2024 yourself if necessary.
Tax report comparison: Scalable vs. competitors
| Broker | DE annual tax statement | AT tax-simple (auto KESt) | Crypto tax report |
|---|---|---|---|
| Scalable Capital | ✓ | ✓ (since 2024) | — ETPs only |
| Trade Republic | ✓ | ✓ (since 04/2025) | ✓ integrated |
| Flatex | ✓ | ✓ | — no crypto |
| Interactive Brokers | ⚠️ activity statement only | ❌ | ~ via tools only |
| Bitpanda | ⚠️ self-declare | ✓ (since 2024) | ✓ core product |
FAQ — Scalable Capital taxes 2026
When does the Scalable tax report 2026 (for 2025) arrive?
Scalable typically makes the German Jahressteuerbescheinigung available in February, and the Austrian KPMG tax report slightly later due to the platform migration (roughly two weeks after migration completion). You will receive a notification in the Postbox.
Does Scalable remit Abgeltungsteuer (withholding tax) automatically?
Yes. As a German custodian, Scalable withholds 25 % Abgeltungsteuer + 5.5 % solidarity surcharge (+ church tax where applicable) and remits it to the tax office. In Austria, 27.5 % KESt is remitted automatically.
Do I need to do anything after the Baader migration?
For tax-simple existing depots, Scalable files the transfer notification itself. Nevertheless check the 2025 tax report for complete acquisition costs — if historical values are missing (especially purchases before 2024), incorrect or inflated tax assessments may result.
How does the Freistellungsauftrag work at Scalable?
You set the Freistellungsauftrag (max. €1,000 / €2,000) directly in the settings. Capital income up to that amount remains tax-free — if you split it across multiple banks, make sure the total does not exceed €1,000.
How is the Vorabpauschale handled at Scalable?
For German clients, Scalable calculates the Vorabpauschale on accumulating ETFs automatically and debits it from the cash account at the beginning of the year. Keep sufficient cash available. Details in our Vorabpauschale Scalable guide.
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