Broker Comparison 2026

DEGIRO vs. Interactive Brokers

Detailed comparison of all fees, features, and suitability — updated for 2026.

DEGIRO
4.0/5
vs
Interactive Brokers
4.5/5
Our Recommendation

DEGIRO is the better choice for International Stocks, while Interactive Brokers wins for Professionals. Which one suits you depends on your strategy — the detailed comparison below shows every difference.

DEGIRO

4.0/5
Strengths
  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets
Weaknesses
  • No Savings Plan
  • No Crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you

Interactive Brokers

4.5/5
Strengths
  • 150+ Exchanges
  • Professional Tools
  • Lowest Fees for Active Traders
  • High Interest on Cash
  • All Asset Classes
Weaknesses
  • Complex Platform
  • Not Beginner-Friendly
Best for
Professionals
Go to Interactive Brokers →* Affiliate link · no extra cost for you

Detailed Comparison

All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.

FeatureDEGIROInteractive BrokersWinner
Fees & Costs
Order Fee2€ + 0.03% (Europa) / 2€ + 0.05% (USA)$0.005/Aktie (min $1) or Fixed $1Interactive Brokers
ETF Savings Plan Fee--Tie
Account Fee0€/Year + 2.50€ Connectivity fee/Exchange/Year0€/YearInteractive Brokers
Minimum Deposit0€0€Tie
Interest on Cash0%bis 4.33% (USD)Interactive Brokers
Product Range
AzioniTie
ETFsTie
CryptoInteractive Brokers
OptionsTie
CFDsTie
Fractional SharesInteractive Brokers
Number of ExchangesXetra, Euronext, NYSE150+ Börsen in 33 LändernDEGIRO
Platform & Tools
Mobile AppTie
Desktop PlatformInteractive Brokers
Demo AccountInteractive Brokers
Security & Regulation
Regulated byAFM / BaFinSEC / FCA / BaFinTie
Deposit Protection100.000€$500.000 (SIPC)Tie
Founded20131978Tie
Overall Rating
RatingInteractive Brokers

Which Broker for Whom?

Depending on your strategy and experience, one broker fits better. Here's how to decide:

For Beginners

Interactive Brokers

Low barriers, simple app, demo account and no hidden costs — perfect to get started.

More about Interactive Brokers →
For Active Traders

DEGIRO

Low per-order fees, many trading venues and derivatives access — important if you trade regularly.

More about DEGIRO →
For Long-Term Investors

Interactive Brokers

Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.

More about Interactive Brokers →

Detailed Assessment

Who is DEGIRO?

4.0/5

DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.

Strengths in Detail

  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets

Weaknesses

  • No Savings Plan
  • No Crypto
  • No Interest on Cash
  • Not Tax-Simple for Austria
Who is DEGIRO worth it for?

Particularly suitable for: International Stocks, Active Traders, Advanced Investors.

Who is Interactive Brokers?

4.5/5

Interactive Brokers is the professional's choice with access to 150+ exchanges, all product classes, and the lowest fees for active traders.

Strengths in Detail

  • 150+ Exchanges
  • Professional Tools
  • Lowest Fees for Active Traders
  • High Interest on Cash
  • All Asset Classes

Weaknesses

  • Complex Platform
  • Not Beginner-Friendly
  • No German-Language Support
  • No Savings Plan
Who is Interactive Brokers worth it for?

Particularly suitable for: Professionals, Active Traders, International Investors, Options Trading.

Frequently Asked Questions

Answers to the most common questions about DEGIRO vs Interactive Brokers.

For order fees, Interactive Brokers leads at $0.005/Aktie (min $1) oder Fixed $1, while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.

DEGIRO is regulated by AFM / BaFin, Interactive Brokers by SEC / FCA / BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Interactive Brokers $500.000 (SIPC).

For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.

Neither DEGIRO nor Interactive Brokers offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.

Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Interactive Brokers: $500.000 (SIPC). Securities are held in segregated accounts and protected in case of broker insolvency.

Interactive Brokers leads on cash interest at 4.33%. Watch the conditions — some brokers require a paid plan or cap the amount.

Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.

A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.

Ready to Get Started?

Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.

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