Broker Comparison 2026

DEGIRO vs. Smartbroker+

Detailed comparison of all fees, features, and suitability — updated for 2026.

DEGIRO
4.0/5
vs
Smartbroker+
4.0/5
Our Recommendation

DEGIRO is the better choice for International Stocks, while Smartbroker+ wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.

DEGIRO

4.0/5
Strengths
  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets
Weaknesses
  • No Savings Plan
  • No Crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you

Smartbroker+

4.0/5
Strengths
  • 0€ Trades from €500
  • Free Savings Plans
  • Xetra Access
  • Options Available
Weaknesses
  • Relatively New
  • App Still in Development
Best for
Free Trades
Go to Smartbroker+ →* Affiliate link · no extra cost for you

Detailed Comparison

All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.

FeatureDEGIROSmartbroker+Winner
Fees & Costs
Order Fee2€ + 0.03% (Europa) / 2€ + 0.05% (USA)0€ (gettex, from 500€) / 4€ (Xetra)Smartbroker+
ETF Savings Plan Fee-0€Smartbroker+
Account Fee0€/Year + 2.50€ Connectivity fee/Exchange/Year0€/YearSmartbroker+
Minimum Deposit0€0€Tie
Interest on Cash0%0%Tie
Product Range
AzioniTie
ETFsTie
CryptoSmartbroker+
OptionsTie
CFDsTie
Fractional SharesSmartbroker+
Number of ExchangesXetra, Euronext, NYSEgettex, Xetra, und weitereDEGIRO
Platform & Tools
Mobile AppTie
Desktop PlatformTie
Demo AccountTie
Security & Regulation
Regulated byAFM / BaFinBaFinTie
Deposit Protection100.000€100.000€Tie
Founded20132019Tie
Overall Rating
RatingTie

Which Broker for Whom?

Depending on your strategy and experience, one broker fits better. Here's how to decide:

For Beginners

Smartbroker+

Low barriers, simple app, demo account and no hidden costs — perfect to get started.

More about Smartbroker+ →
For Active Traders

Smartbroker+

Low per-order fees, many trading venues and derivatives access — important if you trade regularly.

More about Smartbroker+ →
For Long-Term Investors

Smartbroker+

Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.

More about Smartbroker+ →

Detailed Assessment

Who is DEGIRO?

4.0/5

DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.

Strengths in Detail

  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets

Weaknesses

  • No Savings Plan
  • No Crypto
  • No Interest on Cash
  • Not Tax-Simple for Austria
Who is DEGIRO worth it for?

Particularly suitable for: International Stocks, Active Traders, Advanced Investors.

Who is Smartbroker+?

4.0/5

Smartbroker+ offers free trades from €500 order volume and free Xetra access. A strong competitor to Trade Republic.

Strengths in Detail

  • 0€ Trades from €500
  • Free Savings Plans
  • Xetra Access
  • Options Available

Weaknesses

  • Relatively New
  • App Still in Development
  • No Interest on Cash
Who is Smartbroker+ worth it for?

Particularly suitable for: Free Trades, Savings Plan Investors, Cost-Conscious Investors.

Frequently Asked Questions

Answers to the most common questions about DEGIRO vs Smartbroker+.

For order fees, Smartbroker+ leads at 0€ (gettex, ab 500€) / 4€ (Xetra), while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.

DEGIRO is regulated by AFM / BaFin, Smartbroker+ by BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Smartbroker+ 100.000€.

For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.

Smartbroker+ offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.

Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Smartbroker+: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.

Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.

Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.

A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.

Ready to Get Started?

Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.

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