DEGIRO
★★★★★4.0/5
Strengths
- 50+ bourses dans le monde
- Frais bas
- Options & Futures
- Accès aux marchés asiatiques
Weaknesses
- Pas de plan d'épargne
- Pas de crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you
Broker Comparison 2026
DEGIRO vs. Interactive Brokers
Detailed comparison of all fees, features, and suitability — updated for 2026.
DEGIRO
vs
Interactive Brokers
Our Recommendation
DEGIRO est le meilleur choix pour International Stocks, tandis que Interactive Brokers se distingue pour Professionals. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
Numeric Comparison
| Metric | DEGIRO | Interactive Brokers | Difference |
|---|---|---|---|
| Order fee per trade | 2.00 € | 1.00 € | 1.00 € cheaper at Interactive Brokers |
| 10y savings plan cost @ €100/month | 240 € | 120 € | 120 € cheaper at Interactive Brokers |
| Interest on €10,000 cash (1 year) | — | 4.33 % = 433 € | +433 € more at Interactive Brokers / year |
| Available exchanges | 8 | 1 | +7 more at DEGIRO |
| BMInsider rating | 4.0/5 | 4.5/5 | +0.5 at Interactive Brokers |
Bottom line: on €10,000 cash Interactive Brokers earns about 4.330 € more interest over 10 years.
Interactive Brokers
★★★★★4.5/5
Strengths
- 150+ bourses
- Outils professionnels
- Frais les plus bas pour traders actifs
- Intérêts élevés sur les liquidités
- Toutes les classes d'actifs
Weaknesses
- Plateforme complexe
- Peu adapté aux débutants
Best for
Professionals
Go to Interactive Brokers →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | DEGIRO | Interactive Brokers | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 2€ + 0.03% (Europa) / 2€ + 0.05% (USA) | $0.005/action (min $1) ou Fixed $1 | Interactive Brokers |
| ETF Savings Plan Fee | - | - | Tie |
| Account Fee | 0€/an + 2.50€ frais de connectivité/bourse/an | 0€/an | Interactive Brokers |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | bis 4.33% (USD) | Interactive Brokers |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Interactive Brokers | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Interactive Brokers | ||
| Number of Exchanges | Xetra, Euronext, NYSE | 150+ bourses dans 33 pays | DEGIRO |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Interactive Brokers | ||
| Demo Account | Interactive Brokers | ||
| Security & Regulation | |||
| Regulated by | AFM / BaFin | SEC / FCA / BaFin | Tie |
| Deposit Protection | 100.000€ | $500.000 (SIPC) | Tie |
| Founded | 2013 | 1978 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Interactive Brokers |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
Interactive Brokers
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Interactive Brokers →For Active Traders
DEGIRO
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about DEGIRO →For Long-Term Investors
Interactive Brokers
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Interactive Brokers →Detailed Assessment
Who is DEGIRO?
DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.
Strengths in Detail
- 50+ bourses dans le monde
- Frais bas
- Options & Futures
- Accès aux marchés asiatiques
Weaknesses
- Pas de plan d'épargne
- Pas de crypto
- Pas d'intérêts sur les liquidités
- Fiscalité non simplifiée pour l'Autriche
Who is DEGIRO worth it for?
Particularly suitable for: Actions internationales, Traders actifs, Investisseurs avancés.
Who is Interactive Brokers?
Interactive Brokers is the professional's choice with access to 150+ exchanges, all product classes, and the lowest fees for active traders.
Strengths in Detail
- 150+ bourses
- Outils professionnels
- Frais les plus bas pour traders actifs
- Intérêts élevés sur les liquidités
- Toutes les classes d'actifs
Weaknesses
- Plateforme complexe
- Peu adapté aux débutants
- Pas de support en allemand
- Pas de plan d'épargne
Who is Interactive Brokers worth it for?
Particularly suitable for: Professionnels, Traders actifs, Investisseurs internationaux, Trading d'options.
Which one fits you — DEGIRO or Interactive Brokers?
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. DEGIRO stands out with "50+ bourses dans le monde" while Interactive Brokers differentiates itself through "150+ bourses". Our rating: DEGIRO 4.0/5, Interactive Brokers 4.5/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
When DEGIRO is the better choice
DEGIRO's edge shows up clearest where its strengths matter most: "50+ bourses dans le monde" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 4.0/5 and you have a broker that delivers when the use case lines up. The trade-off — "Pas de plan d'épargne" — only bites if it touches your workflow. If it does not, DEGIRO is the cleaner pick.
When Interactive Brokers is the better choice
Interactive Brokers pulls ahead where "150+ bourses" is decisive. With a rating of 4.5/5 it covers a different investor profile than DEGIRO — the question is whether that profile is yours. Note the limitation "Plateforme complexe"; it does not affect every workflow, but where it does, plan around it. For everyone else, Interactive Brokers delivers a sharper edge than the comparison fees alone suggest.
Tax handling in DE/AT/CH
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Cost example: €5,000 portfolio, 12 trades/year
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On DEGIRO the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On Interactive Brokers the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
Bottom line
There is no universal winner between DEGIRO (4.0/5) and Interactive Brokers (4.5/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "50+ bourses dans le monde" matches yours, DEGIRO is the cleaner pick. If "150+ bourses" matches yours, Interactive Brokers pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Frequently Asked Questions
Answers to the most common questions about DEGIRO vs Interactive Brokers.
For order fees, Interactive Brokers leads at $0.005/Aktie (min $1) oder Fixed $1, while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
DEGIRO is regulated by AFM / BaFin, Interactive Brokers by SEC / FCA / BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Interactive Brokers $500.000 (SIPC).
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Neither DEGIRO nor Interactive Brokers offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.
Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Interactive Brokers: $500.000 (SIPC). Securities are held in segregated accounts and protected in case of broker insolvency.
Interactive Brokers leads on cash interest at 4.33%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.