DEGIRO
★★★★★4.0/5
Strengths
- 50+ Global Exchanges
- Low Fees
- Options & Futures
- Access to Asian Markets
Weaknesses
- No Savings Plan
- No Crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you
Broker Comparison 2026
DEGIRO vs. Flatex
Detailed comparison of all fees, features, and suitability — updated for 2026.
DEGIRO
vs
Flatex
Our Recommendation
DEGIRO is the better choice for International Stocks, while Flatex wins for Austrian Investors. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
Flatex
★★★★★3.8/5
Strengths
- Many Trading Venues
- Options & Futures
- Tax-Simple for Austria
- Demo Account
Weaknesses
- Higher Order Fees
- Savings Plan Not Free
Best for
Austrian Investors
Go to Flatex →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | DEGIRO | Flatex | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 2€ + 0.03% (Europa) / 2€ + 0.05% (USA) | 5.90€ + Börsengebühr | DEGIRO |
| ETF Savings Plan Fee | - | 1.50€ | Tie |
| Account Fee | 0€/Year + 2.50€ Connectivity fee/Exchange/Year | 0€/Year | Flatex |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Azioni | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Xetra, Euronext, NYSE | Xetra, Frankfurt, Wien | DEGIRO |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Flatex | ||
| Security & Regulation | |||
| Regulated by | AFM / BaFin | BaFin / FMA | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2013 | 2006 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | DEGIRO |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
Flatex
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Flatex →For Active Traders
DEGIRO
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about DEGIRO →For Long-Term Investors
Flatex
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Flatex →Detailed Assessment
Who is DEGIRO?
DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.
Strengths in Detail
- 50+ Global Exchanges
- Low Fees
- Options & Futures
- Access to Asian Markets
Weaknesses
- No Savings Plan
- No Crypto
- No Interest on Cash
- Not Tax-Simple for Austria
Who is DEGIRO worth it for?
Particularly suitable for: International Stocks, Active Traders, Advanced Investors.
Who is Flatex?
Flatex is especially popular in Austria as a tax-simple broker with access to many exchanges and derivatives.
Strengths in Detail
- Many Trading Venues
- Options & Futures
- Tax-Simple for Austria
- Demo Account
Weaknesses
- Higher Order Fees
- Savings Plan Not Free
- No Interest on Cash
- No Crypto
Who is Flatex worth it for?
Particularly suitable for: Austrian Investors, Options Trading, Many Exchanges.
Frequently Asked Questions
Answers to the most common questions about DEGIRO vs Flatex.
For order fees, DEGIRO leads at 2€ + 0.03% (Europa) / 2€ + 0.05% (USA), while Flatex charges 5.90€ + Börsengebühr. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
DEGIRO is regulated by AFM / BaFin, Flatex by BaFin / FMA. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Flatex 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Neither DEGIRO nor Flatex offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.
Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Flatex: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.