Zions Bancorporation N.A.

Valuation Analysis

About the Company

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and i

Zions Bancorporation N.A. Stock at a Glance

Zions Bancorporation N.A. (ZION) is currently trading at $67.25 with a market capitalization of $9.9B. The trailing P/E ratio stands at 10.44x, with a forward P/E of 10.04x. The 52-week range spans from $46.19 to $67.67; the current price is 0.6% below the yearly high. Year-over-year revenue growth stands at +10.2%. The net profit margin stands at 28.36%.

💰 Dividend

Zions Bancorporation N.A. pays an annual dividend of $1.80 per share, representing a yield of 2.68%. The payout ratio stands at 27.64%.

📊 Analyst Rating

20 analysts rate Zions Bancorporation N.A. (ZION) on consensus: Buy. The average price target is $68.75, implying +2.23% from the current price. Analyst price targets range from $63.00 to $80.00.

Zions Bancorporation N.A.: The Investment Case in Detail

Zions Bancorporation N.A. (ZION) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 10.2% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 37.9% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

At a PEG of 3.68, investors are paying more than three times the growth rate for each unit of earnings — that pricing assumes growth not only continues but accelerates from here.

What to Watch Next

• The share is trading at 98% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (5.08%).

Trading Data

💵 Dividend Info

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