WaFd, Inc.

Valuation Analysis

About the Company

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as th

WaFd, Inc. Stock at a Glance

WaFd, Inc. (WAFD) is currently trading at $37.07 with a market capitalization of $2.7B. The trailing P/E ratio stands at 12.15x, with a forward P/E of 10.8x. The 52-week range spans from $26.31 to $38.59; the current price is 3.9% below the yearly high. Year-over-year revenue growth stands at +9.2%. The net profit margin stands at 33.6%.

💰 Dividend

WaFd, Inc. pays an annual dividend of $1.08 per share, representing a yield of 2.91%. The payout ratio stands at 35.41%.

📊 Analyst Rating

4 analysts rate WaFd, Inc. (WAFD) on consensus: None. The average price target is $37.00, implying -0.19% from the current price. Analyst price targets range from $36.00 to $38.00.

WaFd, Inc.: The Investment Case in Detail

WaFd, Inc. (WAFD) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Earnings growth of 26.4% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

What to Watch Next

• The forward P/E of 10.8x is meaningfully below the trailing 12.15x — analysts expect earnings to step up; the next earnings release is the test.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (6.09%).

Trading Data

💵 Dividend Info

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