Valley National Bancorp

Valuation Analysis

About the Company

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international

Valley National Bancorp Stock at a Glance

Valley National Bancorp (VLY) is currently trading at $14.63 with a market capitalization of $8.1B. The trailing P/E ratio stands at 13.18x, with a forward P/E of 9.51x. The 52-week range spans from $8.36 to $14.70; the current price is 0.5% below the yearly high. Year-over-year revenue growth stands at +23.8%. The net profit margin stands at 33.79%.

💰 Dividend

Valley National Bancorp pays an annual dividend of $0.44 per share, representing a yield of 3.01%. The payout ratio stands at 39.64%.

📊 Analyst Rating

14 analysts rate Valley National Bancorp (VLY) on consensus: None. The average price target is $15.75, implying +7.66% from the current price. Analyst price targets range from $14.00 to $17.00.

Valley National Bancorp: The Investment Case in Detail

Valley National Bancorp (VLY) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 23.8% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 58.1% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

The PEG ratio at 1.16 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The forward P/E of 9.51x is meaningfully below the trailing 13.18x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 98.9% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
• The dividend yield near 3.01% combined with a payout ratio of 39.64% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to market-like volatility, elevated short interest (9.12%).

Trading Data

💵 Dividend Info

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