Unum Group

Valuation Analysis

About the Company

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees

Unum Group Stock at a Glance

Unum Group (UNM) is currently trading at $92.73 with a market capitalization of $14.8B. The trailing P/E ratio stands at 20.07x, with a forward P/E of 9.52x. The 52-week range spans from $68.28 to $92.97; the current price is 0.3% below the yearly high. Year-over-year revenue growth stands at +8.5%. The net profit margin stands at 5.86%.

💰 Dividend

Unum Group pays an annual dividend of $1.84 per share, representing a yield of 1.98%. The payout ratio stands at 38.96%.

📊 Analyst Rating

13 analysts rate Unum Group (UNM) on consensus: Buy. The average price target is $97.62, implying +5.27% from the current price. Analyst price targets range from $81.00 to $117.00.

Unum Group: The Investment Case in Detail

Unum Group (UNM) operates in the Financial Services — specifically Insurance - Life — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Earnings growth of 33% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base.

Valuation in Context

The PEG ratio at 1.03 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The forward P/E of 9.52x is meaningfully below the trailing 20.07x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 99% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy Unum Group?

Compare top-rated brokers — low fees, trusted providers, fully regulated.