Pinnacle Financial Partners, In

Valuation Analysis

About the Company

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and wor

Pinnacle Financial Partners, In Stock at a Glance

Pinnacle Financial Partners, In (PNFP) is currently trading at $96.36 with a market capitalization of $14.6B. The trailing P/E ratio stands at 13.4x, with a forward P/E of 8.15x. The 52-week range spans from $81.08 to $120.46; the current price is 20% below the yearly high. Year-over-year revenue growth stands at +156.4%. The net profit margin stands at 24.66%.

💰 Dividend

Pinnacle Financial Partners, In pays an annual dividend of $1.48 per share, representing a yield of 1.54%. The payout ratio stands at 16.97%.

📊 Analyst Rating

19 analysts rate Pinnacle Financial Partners, In (PNFP) on consensus: Buy. The average price target is $116.53, implying +20.93% from the current price. Analyst price targets range from $100.00 to $130.00.

Pinnacle Financial Partners, In: The Investment Case in Detail

Pinnacle Financial Partners, In (PNFP) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Top-line momentum is unusually strong with revenue expanding 156.4% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. Wall Street consensus sits at Buy with an average price target implying roughly 20.93% upside from current levels — analyst sentiment is firmly constructive. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

The PEG ratio at 1.41 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The forward P/E of 8.15x is meaningfully below the trailing 13.4x — analysts expect earnings to step up; the next earnings release is the test.
• The analyst consensus price target implies 20.93% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to market-like volatility.

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy Pinnacle Financial Partners, In?

Compare top-rated brokers — low fees, trusted providers, fully regulated.