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NerdWallet
NRDS Small CapCommunication Services · Internet Content & Information
Updated: May 22, 2026, 22:06 UTC
Key Metrics
Valuation Analysis
About the Company
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance
NerdWallet Stock at a Glance
NerdWallet (NRDS) is currently trading at $8.35 with a market capitalization of $549.4M. The trailing P/E ratio stands at 8.98x, with a forward P/E of 4.06x. The 52-week range spans from $7.33 to $16.24; the current price is 48.6% below the yearly high. Year-over-year revenue growth stands at +6.2%. The net profit margin stands at 8.11%.
💰 Dividend
NerdWallet currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.
📊 Analyst Rating
6 analysts rate NerdWallet (NRDS) on consensus: Buy. The average price target is $13.17, implying +57.68% from the current price. Analyst price targets range from $9.00 to $17.00.
Investment Thesis: Strengths & Weaknesses
- High return on equity (19.47% ROE)
- High gross margin of 93.04% — indicates pricing power
- Analyst consensus: Buy
- Currently flagged as undervalued
- Solid balance sheet with low debt (D/E 6.69)
- Positive free cash flow
- –High short interest (17.06%)
Technical Snapshot
Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).
Risk Profile
The data points to market-like volatility, elevated short interest (17.06%).
Trading Data
Related Stocks in the Same Sector
NerdWallet (NRDS) 2026: 7,77 USD US Personal-Finance Digital-Guidance Platform at 3,78x Forward Earnings with AI-Disruption-Skepticism Discount
The Real Story
NerdWallet Inc. (NASDAQ: NRDS) is a San Francisco-headquartered digital-platform providing financial-guidance to US-and-international consumers and SMB. Lead products: editorial-and-comparison content for credit-cards, mortgages, loans, investing, insurance. Monetization: lead-generation-fees from financial-product-providers.
What Smart Money Thinks
NerdWallet has institutional base. BlackRock at approximately 8,4 percent, Vanguard at approximately 6,8 percent. Founder-CEO Tim Chen holdings approximately 12 percent. Short-interest sits at approximately 10 percent of float as of May 2026.
Explore the BMI Smart-Money Tracker →
📈 The 3 Real Bull Points
Re-rating to 8-12x on consensus fiscal-2027 EPS approximately 2,10 USD supports 17-25 USD.
Founder-led discipline through cycle plus AI-disruption-narrative compression.
SMB-vertical-expansion plus broader-international-monetization creates structural growth.
📉 The 3 Real Bear Points
LLM-tools provide consumer-financial-guidance alternative compressing NerdWallet user-flow.
Higher-for-longer rates compress consumer-loan-and-credit-card-issuer marketing spending.
Credit-card category concentration creates structural revenue volatility.
Valuation in Context
NerdWallet at 7,77 USD per share with approximately 65,8 million shares outstanding has a market capitalization of approximately 511 million USD. Forward-P/E 3,78x.
Re-rating to 8-12x on fiscal-2027 EPS 2,10 USD supports 17-25 USD — 119-220 percent upside. Bear-case 4-5 USD. Bull-case 30-38 USD.
🗓️ Next 3 Catalyst Dates
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2026 Q3:
Q2 2026 earnings. Watch-items: SMB segment growth, AI-disruption-impact.
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2027 Q1:
Fiscal-2026 full-year results.
-
2027 H2:
Consumer-credit-cycle-recovery milestones.
💬 Daniel's Take
NerdWallet is a deep-value US personal-finance digital-guidance platform with AI-disruption-skepticism discount, founder Tim Chen 12 percent anchor and 3,78x forward earnings. Position-sizing: 0,3–0,8 percent.
Sources (3)
Disclaimer: This article is not investment advice. Investing in stocks carries risks, including total loss.
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