Lincoln National Corporation

Valuation Analysis

About the Company

Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life Insurance segment provides life insurance products, including term insurance, universal life insurance (UL), indexed universal life insurance, variable universal life insurance (VUL), linked-benefit UL and VUL products, and critical illness and long-term care riders. Its Annuities segment offers variable, fixed, and registered index-linked annuities. The Group Protection segment offers group nonmedical insurance products consisting of short and long-term disability and administration services, statutory disability; paid family medical leave ad

Lincoln National Corporation Stock at a Glance

Lincoln National Corporation (LNC) is currently trading at $37.30 with a market capitalization of $7.1B. The trailing P/E ratio stands at 4.08x, with a forward P/E of 4.48x. The 52-week range spans from $31.69 to $46.82; the current price is 20.3% below the yearly high. Year-over-year revenue growth stands at +12.5%. The net profit margin stands at 9.17%.

💰 Dividend

Lincoln National Corporation pays an annual dividend of $1.80 per share, representing a yield of 4.83%. The payout ratio stands at 19.69%.

📊 Analyst Rating

12 analysts rate Lincoln National Corporation (LNC) on consensus: Hold. The average price target is $42.58, implying +14.16% from the current price. Analyst price targets range from $33.00 to $56.00.

Lincoln National Corporation: The Investment Case in Detail

Lincoln National Corporation (LNC) operates in the Financial Services — specifically Insurance - Life — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 12.5% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

The PEG ratio at 1.01 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The dividend yield near 4.83% combined with a payout ratio of 19.69% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to market-like volatility.

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy Lincoln National Corporation?

Compare top-rated brokers — low fees, trusted providers, fully regulated.