Kinsale Capital Group, Inc.

Valuation Analysis

About the Company

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puert

Kinsale Capital Group, Inc. Stock at a Glance

Kinsale Capital Group, Inc. (KNSL) is currently trading at $311.38 with a market capitalization of $7.2B. The trailing P/E ratio stands at 13.72x, with a forward P/E of 14.33x. The 52-week range spans from $287.20 to $512.76; the current price is 39.3% below the yearly high. Year-over-year revenue growth stands at +10.2%. The net profit margin stands at 27.48%.

💰 Dividend

Kinsale Capital Group, Inc. pays an annual dividend of $1.00 per share, representing a yield of 0.32%. The payout ratio stands at 3.35%.

📊 Analyst Rating

9 analysts rate Kinsale Capital Group, Inc. (KNSL) on consensus: Hold. The average price target is $354.67, implying +13.9% from the current price. Analyst price targets range from $267.00 to $442.00.

Kinsale Capital Group, Inc.: The Investment Case in Detail

Kinsale Capital Group, Inc. (KNSL) operates in the Financial Services — specifically Insurance - Property & Casualty — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 10.2% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 27.4% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Return on equity of 29.68% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard.

The Bear Case

Short interest sits at 12.66% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valuation in Context

The PEG ratio at 1.01 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (12.66%).

Trading Data

💵 Dividend Info

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