Insperity, Inc.

Valuation Analysis

About the Company

Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; and Insperity HRScale, a scalable HR solution combining Insperity expertise with Workday technology for businesses. The company also provides performance solutions, including talent acquisition, retirement, and insurance services; contractor management; and Perks+ services. In addition, it offers human capital management and payroll services solution; int

Insperity, Inc. Stock at a Glance

Insperity, Inc. (NSP) is currently trading at $36.60 with a market capitalization of $1.4B. The 52-week range spans from $18.57 to $63.30; the current price is 42.2% below the yearly high. Year-over-year revenue growth stands at +1.7%.

💰 Dividend

Insperity, Inc. pays an annual dividend of $2.40 per share, representing a yield of 6.56%. The payout ratio stands at 500%. The elevated payout ratio reflects a mature dividend policy.

📊 Analyst Rating

4 analysts rate Insperity, Inc. (NSP) on consensus: None. The average price target is $39.50, implying +7.92% from the current price. Analyst price targets range from $33.00 to $54.00.

Insperity, Inc.: The Investment Case in Detail

Insperity, Inc. (NSP) operates in the Industrials — specifically Staffing & Employment Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bear Case

Revenue growth has slowed to just 1.7%, which is below nominal GDP — the business is no longer outgrowing the broader economy. Net margins remain negative, meaning every euro of revenue is still producing losses — the path to profitability is the central question for shareholders. The debt-to-equity ratio of 641.79% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn.

Valuation in Context

The EV/EBITDA multiple of 84.8x reflects rich expectations — historically, multiples at this level have proven hard to maintain for more than a few quarters.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (13.58%), higher leverage relative to equity.

Trading Data

💵 Dividend Info

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