Home BancShares, Inc.

Valuation Analysis

About the Company

Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. In addition, the company offers other banking services, such as internet and mobile banking, voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as wel

Home BancShares, Inc. Stock at a Glance

Home BancShares, Inc. (HOMB) is currently trading at $28.25 with a market capitalization of $5.7B. The trailing P/E ratio stands at 11.63x, with a forward P/E of 10.94x. The 52-week range spans from $25.50 to $30.83; the current price is 8.4% below the yearly high. Year-over-year revenue growth stands at +2.4%. The net profit margin stands at 44.52%.

💰 Dividend

Home BancShares, Inc. pays an annual dividend of $0.84 per share, representing a yield of 2.97%. The payout ratio stands at 33.74%.

📊 Analyst Rating

7 analysts rate Home BancShares, Inc. (HOMB) on consensus: None. The average price target is $31.14, implying +10.24% from the current price. Analyst price targets range from $29.00 to $33.00.

Home BancShares, Inc.: The Investment Case in Detail

Home BancShares, Inc. (HOMB) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

The Bear Case

Revenue growth has slowed to just 2.4%, which is below nominal GDP — the business is no longer outgrowing the broader economy.

Valuation in Context

At a PEG of 3.01, investors are paying more than three times the growth rate for each unit of earnings — that pricing assumes growth not only continues but accelerates from here.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (7.2%).

Trading Data

💵 Dividend Info

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