Hanover Insurance Group Inc

Valuation Analysis

About the Company

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability cl

Hanover Insurance Group Inc Stock at a Glance

Hanover Insurance Group Inc (THG) is currently trading at $197.65 with a market capitalization of $6.9B. The trailing P/E ratio stands at 9.97x, with a forward P/E of 10.63x. The 52-week range spans from $160.70 to $199.59; the current price is 1% below the yearly high. Year-over-year revenue growth stands at +6.1%. The net profit margin stands at 10.78%.

💰 Dividend

Hanover Insurance Group Inc pays an annual dividend of $3.80 per share, representing a yield of 1.92%. The payout ratio stands at 18.67%.

📊 Analyst Rating

8 analysts rate Hanover Insurance Group Inc (THG) on consensus: Buy. The average price target is $206.38, implying +4.41% from the current price. Analyst price targets range from $195.00 to $220.00.

Hanover Insurance Group Inc: The Investment Case in Detail

Hanover Insurance Group Inc (THG) operates in the Financial Services — specifically Insurance - Property & Casualty — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Earnings growth of 48.6% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

With a PEG ratio of 0.34, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.

What to Watch Next

• The share is trading at 95% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

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