Genworth Financial Inc

Valuation Analysis

About the Company

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and va

Genworth Financial Inc Stock at a Glance

Genworth Financial Inc (GNW) is currently trading at $8.91 with a market capitalization of $3.4B. The trailing P/E ratio stands at 17.13x, with a forward P/E of 24.75x. The 52-week range spans from $6.75 to $9.45; the current price is 5.7% below the yearly high. Year-over-year revenue growth stands at -0.5%. The net profit margin stands at 2.96%.

💰 Dividend

Genworth Financial Inc currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Analyst Rating

1 analysts rate Genworth Financial Inc (GNW) on consensus: None. The average price target is $11.00, implying +23.46% from the current price. Analyst price targets range from $11.00 to $11.00.

Genworth Financial Inc: The Investment Case in Detail

Genworth Financial Inc (GNW) operates in the Financial Services — specifically Insurance - Life — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

The Bear Case

Revenue is contracting at -0.5% year-over-year — until that trend reverses, valuation is exposed to further downgrades. With a net margin of just 2.96%, the business has little room to absorb cost shocks or pricing pressure — a single bad quarter can swing the company to a loss.

Valuation in Context

With a PEG ratio of 0.31, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity. The EV/EBITDA multiple of 8.28x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

What to Watch Next

• The analyst consensus price target implies 23.46% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior.

Trading Data

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