FirstCash Holdings, Inc.
FCFS Mid CapFinancial Services · Credit Services
Updated: Jun 14, 2026, 22:19 UTC
Price Chart
Key Metrics
Valuation Analysis
About the Company
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and c
FirstCash Holdings, Inc. Stock at a Glance
FirstCash Holdings, Inc. (FCFS) is currently trading at $224.89 with a market capitalization of $9.9B. The trailing P/E ratio stands at 28.18x, with a forward P/E of 18.11x. The 52-week range spans from $119.21 to $235.97; the current price is 4.7% below the yearly high. Year-over-year revenue growth stands at +25.7%. The net profit margin stands at 9.15%.
💰 Dividend
FirstCash Holdings, Inc. pays an annual dividend of $1.68 per share, representing a yield of 0.75%. The payout ratio stands at 20.55%.
📊 Analyst Rating
5 analysts rate FirstCash Holdings, Inc. (FCFS) on consensus: Buy. The average price target is $241.40, implying +7.34% from the current price. Analyst price targets range from $220.00 to $252.00.
FirstCash Holdings, Inc.: The Investment Case in Detail
FirstCash Holdings, Inc. (FCFS) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
The Bull Case
Top-line momentum is unusually strong with revenue expanding 25.7% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. The combination of a 58.56% gross margin and 16.7% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat.
Valuation in Context
The PEG ratio at 1.17 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.
What to Watch Next
- The forward P/E of 18.11x is meaningfully below the trailing 28.18x — analysts expect earnings to step up; the next earnings release is the test.
- The share is trading at 90.5% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
Investment Thesis: Strengths & Weaknesses
- Strong revenue growth of 25.7% YoY
- High return on equity (16.27% ROE)
- High gross margin of 58.56% — indicates pricing power
- Analyst consensus: Buy
- Positive free cash flow
No significant red flags in current metrics.
Technical Snapshot
Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).
Risk Profile
The data points to relatively defensive market behavior, higher leverage relative to equity.
Trading Data
💵 Dividend Info
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