First Interstate BancSystem, In

Valuation Analysis

About the Company

First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real es

First Interstate BancSystem, In Stock at a Glance

First Interstate BancSystem, In (FIBK) is currently trading at $37.11 with a market capitalization of $3.6B. The trailing P/E ratio stands at 12.13x, with a forward P/E of 12.6x. The 52-week range spans from $25.81 to $39.26; the current price is 5.5% below the yearly high. Year-over-year revenue growth stands at +3.6%. The net profit margin stands at 30.01%.

💰 Dividend

First Interstate BancSystem, In pays an annual dividend of $1.88 per share, representing a yield of 5.07%. The payout ratio stands at 61.44%.

📊 Analyst Rating

8 analysts rate First Interstate BancSystem, In (FIBK) on consensus: None. The average price target is $37.00, implying -0.3% from the current price. Analyst price targets range from $33.00 to $41.00.

First Interstate BancSystem, In: The Investment Case in Detail

First Interstate BancSystem, In (FIBK) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Earnings growth of 25% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

The Bear Case

Revenue growth has slowed to just 3.6%, which is below nominal GDP — the business is no longer outgrowing the broader economy. Short interest sits at 13.72% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valuation in Context

The PEG ratio at 1.16 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The dividend yield near 5.07% combined with a payout ratio of 61.44% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (13.72%).

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy First Interstate BancSystem, In?

Compare top-rated brokers — low fees, trusted providers, fully regulated.