First Hawaiian, Inc.

Valuation Analysis

About the Company

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insuran

First Hawaiian, Inc. Stock at a Glance

First Hawaiian, Inc. (FHB) is currently trading at $28.69 with a market capitalization of $3.5B. The trailing P/E ratio stands at 12.58x, with a forward P/E of 11.67x. The 52-week range spans from $22.64 to $28.69; the current price is 0% below the yearly high. Year-over-year revenue growth stands at +7.4%. The net profit margin stands at 32.79%.

💰 Dividend

First Hawaiian, Inc. pays an annual dividend of $1.04 per share, representing a yield of 3.62%. The payout ratio stands at 45.61%.

📊 Analyst Rating

9 analysts rate First Hawaiian, Inc. (FHB) on consensus: None. The average price target is $28.00, implying -2.41% from the current price. Analyst price targets range from $26.00 to $31.00.

First Hawaiian, Inc.: The Investment Case in Detail

First Hawaiian, Inc. (FHB) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

The Bear Case

Short interest sits at 15.76% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

What to Watch Next

• The share is trading at 100% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
• The dividend yield near 3.62% combined with a payout ratio of 45.61% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (15.76%).

Trading Data

💵 Dividend Info

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