First Financial Bankshares, Inc

Valuation Analysis

About the Company

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultura

First Financial Bankshares, Inc Stock at a Glance

First Financial Bankshares, Inc (FFIN) is currently trading at $33.65 with a market capitalization of $4.8B. The trailing P/E ratio stands at 18.29x, with a forward P/E of 15.74x. The 52-week range spans from $28.12 to $38.74; the current price is 13.1% below the yearly high. Year-over-year revenue growth stands at +13.1%. The net profit margin stands at 42.4%.

💰 Dividend

First Financial Bankshares, Inc pays an annual dividend of $0.88 per share, representing a yield of 2.62%. The payout ratio stands at 41.3%.

📊 Analyst Rating

4 analysts rate First Financial Bankshares, Inc (FFIN) on consensus: None. The average price target is $33.75, implying +0.3% from the current price. Analyst price targets range from $33.00 to $34.00.

First Financial Bankshares, Inc: The Investment Case in Detail

First Financial Bankshares, Inc (FFIN) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 13.1% pace year-over-year, suggesting the business model continues to find new customers and pricing power.

What to Watch Next

• The forward P/E of 15.74x is meaningfully below the trailing 18.29x — analysts expect earnings to step up; the next earnings release is the test.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (7.56%).

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy First Financial Bankshares, Inc?

Compare top-rated brokers — low fees, trusted providers, fully regulated.