F.N.B. Corporation

Valuation Analysis

About the Company

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprisin

F.N.B. Corporation Stock at a Glance

F.N.B. Corporation (FNB) is currently trading at $18.64 with a market capitalization of $6.6B. The trailing P/E ratio stands at 11.51x, with a forward P/E of 9.5x. The 52-week range spans from $13.54 to $19.14; the current price is 2.6% below the yearly high. Year-over-year revenue growth stands at +9.6%. The net profit margin stands at 34.08%.

💰 Dividend

F.N.B. Corporation pays an annual dividend of $0.52 per share, representing a yield of 2.79%. The payout ratio stands at 29.63%.

📊 Analyst Rating

8 analysts rate F.N.B. Corporation (FNB) on consensus: None. The average price target is $20.62, implying +10.65% from the current price. Analyst price targets range from $20.00 to $21.00.

F.N.B. Corporation: The Investment Case in Detail

F.N.B. Corporation (FNB) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

The Bear Case

Short interest sits at 10.91% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valuation in Context

The PEG ratio at 1.05 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

What to Watch Next

• The forward P/E of 9.5x is meaningfully below the trailing 11.51x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 91.1% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to relatively defensive market behavior, elevated short interest (10.91%).

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy F.N.B. Corporation?

Compare top-rated brokers — low fees, trusted providers, fully regulated.