Equifax, Inc.

Valuation Analysis

About the Company

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio

Equifax, Inc. Stock at a Glance

Equifax, Inc. (EFX) is currently trading at $163.71 with a market capitalization of $19.7B. The trailing P/E ratio stands at 28.82x, with a forward P/E of 15.93x. The 52-week range spans from $153.91 to $275.91; the current price is 40.7% below the yearly high. Year-over-year revenue growth stands at +14.3%. The net profit margin stands at 11.12%.

💰 Dividend

Equifax, Inc. pays an annual dividend of $2.24 per share, representing a yield of 1.37%. The payout ratio stands at 36.27%.

📊 Analyst Rating

21 analysts rate Equifax, Inc. (EFX) on consensus: Buy. The average price target is $223.24, implying +36.36% from the current price. Analyst price targets range from $195.00 to $265.00.

Equifax, Inc.: The Investment Case in Detail

Equifax, Inc. (EFX) operates in the Industrials — specifically Consulting Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 14.3% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 34% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. The combination of a 56.12% gross margin and 17.45% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat.

What to Watch Next

• The forward P/E of 15.93x is meaningfully below the trailing 28.82x — analysts expect earnings to step up; the next earnings release is the test.
• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
• The analyst consensus price target implies 36.36% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Risk Profile

The data points to market-like volatility, elevated short interest (5.73%), higher leverage relative to equity.

Trading Data

💵 Dividend Info

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