Ellington Financial Inc.
EFC Small CapReal Estate · REIT - Mortgage
Updated: Jun 14, 2026, 22:19 UTC
Price Chart
Key Metrics
Valuation Analysis
About the Company
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed b
Ellington Financial Inc. Stock at a Glance
Ellington Financial Inc. (EFC) is currently trading at $13.68 with a market capitalization of $1.7B. The trailing P/E ratio stands at 8.44x, with a forward P/E of 7.02x. The 52-week range spans from $11.28 to $14.12; the current price is 3.1% below the yearly high. Year-over-year revenue growth stands at +76.5%. The net profit margin stands at 53.39%.
💰 Dividend
Ellington Financial Inc. pays an annual dividend of $1.56 per share, representing a yield of 11.4%. The payout ratio stands at 96.3%. The elevated payout ratio reflects a mature dividend policy.
📊 Analyst Rating
8 analysts rate Ellington Financial Inc. (EFC) on consensus: None. The average price target is $14.75, implying +7.82% from the current price. Analyst price targets range from $14.00 to $16.00.
Ellington Financial Inc.: The Investment Case in Detail
Ellington Financial Inc. (EFC) operates in the Real Estate — specifically REIT - Mortgage — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
The Bull Case
Top-line momentum is unusually strong with revenue expanding 76.5% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. With a gross margin near 100%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.
The Bear Case
The debt-to-equity ratio of 906.07% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn.
What to Watch Next
- The forward P/E of 7.02x is meaningfully below the trailing 8.44x — analysts expect earnings to step up; the next earnings release is the test.
Investment Thesis: Strengths & Weaknesses
- Strong revenue growth of 76.5% YoY
- Profitable with 53.39% net margin
- High gross margin of 100% — indicates pricing power
- Currently flagged as undervalued
- Solid dividend yield of 11.4%
- –High leverage (D/E 906.07)
Technical Snapshot
The price is in a transition zone relative to the moving averages — no clear signal.
Risk Profile
The data points to relatively defensive market behavior, elevated short interest (6.4%), higher leverage relative to equity.
Trading Data
💵 Dividend Info
Related Stocks in the Same Sector
More Real Estate stocks
Top peers in the same sector — ranked by market cap.
Where can I buy Ellington Financial Inc.?
Compare top-rated brokers — low fees, trusted providers, fully regulated.
Live Market Data
Real-time chart, financials, earnings, analysts, insider trades, events & news