Citigroup, Inc.

Valuation Analysis

About the Company

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporat

Citigroup, Inc. Stock at a Glance

Citigroup, Inc. (C) is currently trading at $139.83 with a market capitalization of $238.5B. The trailing P/E ratio stands at 17.26x, with a forward P/E of 11.16x. The 52-week range spans from $76.95 to $141.12; the current price is 0.9% below the yearly high. Year-over-year revenue growth stands at +15.9%. The net profit margin stands at 20.36%.

💰 Dividend

Citigroup, Inc. pays an annual dividend of $2.40 per share, representing a yield of 1.72%. The payout ratio stands at 29.17%.

📊 Analyst Rating

21 analysts rate Citigroup, Inc. (C) on consensus: Buy. The average price target is $146.93, implying +5.08% from the current price. Analyst price targets range from $125.00 to $170.00.

Citigroup, Inc.: The Investment Case in Detail

Citigroup, Inc. (C) operates in the Financial Services — specifically Banks - Diversified — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 15.9% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 56.1% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

With a PEG ratio of 0.77, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.

What to Watch Next

• The forward P/E of 11.16x is meaningfully below the trailing 17.26x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 98% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Risk Profile

The data points to market-like volatility.

Trading Data

💵 Dividend Info

Related Stocks in the Same Sector

Where can I buy Citigroup, Inc.?

Compare top-rated brokers — low fees, trusted providers, fully regulated.