Cincinnati Financial Corporatio
CINF Large CapFinancial Services · Insurance - Property & Casualty
Updated: Jun 14, 2026, 22:19 UTC
Price Chart
Key Metrics
Valuation Analysis
About the Company
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance se
Cincinnati Financial Corporatio Stock at a Glance
Cincinnati Financial Corporatio (CINF) is currently trading at $169.01 with a market capitalization of $26.1B. The trailing P/E ratio stands at 9.66x, with a forward P/E of 18.4x. The 52-week range spans from $143.37 to $174.27; the current price is 3% below the yearly high. Year-over-year revenue growth stands at +11.6%. The net profit margin stands at 21.33%.
💰 Dividend
Cincinnati Financial Corporatio pays an annual dividend of $3.76 per share, representing a yield of 2.22%. The payout ratio stands at 20.3%.
📊 Analyst Rating
6 analysts rate Cincinnati Financial Corporatio (CINF) on consensus: Buy. The average price target is $181.50, implying +7.39% from the current price. Analyst price targets range from $172.00 to $191.00.
Cincinnati Financial Corporatio: The Investment Case in Detail
Cincinnati Financial Corporatio (CINF) operates in the Financial Services — specifically Insurance - Property & Casualty — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
The Bull Case
Revenue is growing at a healthy 11.6% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Free cash flow is positive and net margins stand at 21.33%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.
Valuation in Context
The EV/EBITDA multiple of 7.06x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.
Investment Thesis: Strengths & Weaknesses
- Profitable with 21.33% net margin
- High return on equity (18.73% ROE)
- Analyst consensus: Buy
- Currently flagged as undervalued
- Solid dividend yield of 2.22%
- Solid balance sheet with low debt (D/E 5.63)
- Positive free cash flow
No significant red flags in current metrics.
Technical Snapshot
Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).
Risk Profile
The data points to relatively defensive market behavior.
Trading Data
💵 Dividend Info
Related Stocks in the Same Sector
More Financial Services stocks
Top peers in the same sector — ranked by market cap.
Where can I buy Cincinnati Financial Corporatio?
Compare top-rated brokers — low fees, trusted providers, fully regulated.
Live Market Data
Real-time chart, financials, earnings, analysts, insider trades, events & news