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Sector: Financial Services
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Arch Capital Group Ltd.

ACGL Large Cap

Financial Services · Insurance - Diversified

Updated: Jun 14, 2026, 22:19 UTC

$91.66
+0.58% today
52W: $82.45 – $103.39
52W Low: $82.45 Position: 44% 52W High: $103.39

Price Chart

Key Metrics

P/E Ratio
7.05x
Price-to-Earnings
Forward P/E
9.27x
Forward Price/Earnings
P/S Ratio
1.62x
Price-to-Sales
EV/EBITDA
5.4x
Enterprise Value/EBITDA
Div. Yield
Annual dividend yield
Market Cap
$32B
Market Capitalization
Revenue Growth
-3.3%
YoY Revenue Growth
Profit Margin
24.64%
Net profit margin
ROE
21.31%
Return on Equity
Beta
0.31
Market sensitivity
Short Interest
2.95%
% of float sold short
Avg. Volume
2,278,592
Average daily volume

Valuation Analysis

Signal
Undervalued
vs. S&P 500 avg P/E (24.7x)
Analyst Consensus
Buy
19 analysts
Avg. Price Target
$108.71
+18.6% upside
Target Range
$88.00 – $125.00

About the Company

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predomina

Sector: Financial Services Industry: Insurance - Diversified Country: Bermuda Employees: 8,000 Exchange: NMS

Arch Capital Group Ltd. Stock at a Glance

Arch Capital Group Ltd. (ACGL) is currently trading at $91.66 with a market capitalization of $32B. The trailing P/E ratio stands at 7.05x, with a forward P/E of 9.27x. The 52-week range spans from $82.45 to $103.39; the current price is 11.3% below the yearly high. Year-over-year revenue growth stands at -3.3%. The net profit margin stands at 24.64%.

💰 Dividend

Arch Capital Group Ltd. currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Analyst Rating

19 analysts rate Arch Capital Group Ltd. (ACGL) on consensus: Buy. The average price target is $108.71, implying +18.6% from the current price. Analyst price targets range from $88.00 to $125.00.

Arch Capital Group Ltd.: The Investment Case in Detail

Arch Capital Group Ltd. (ACGL) operates in the Financial Services — specifically Insurance - Diversified — and is headquartered in Bermuda. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Earnings growth of 94.6% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Free cash flow is positive and net margins stand at 24.64%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions. Wall Street consensus sits at Buy with an average price target implying roughly 18.6% upside from current levels — analyst sentiment is firmly constructive.

The Bear Case

Revenue is contracting at -3.3% year-over-year — until that trend reverses, valuation is exposed to further downgrades.

Valuation in Context

The PEG ratio at 1.05 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric. The EV/EBITDA multiple of 5.4x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

Investment Thesis: Strengths & Weaknesses

Strengths
  • Profitable with 24.64% net margin
  • High return on equity (21.31% ROE)
  • Analyst consensus: Buy
  • Currently flagged as undervalued
  • Solid balance sheet with low debt (D/E 11.28)
  • Positive free cash flow
Weaknesses
  • Revenue shrinking (-3.3% YoY)

Technical Snapshot

50-Day MA
$94.34
-2.84% vs. price
200-Day MA
$93.38
-1.84% vs. price
Below 52W High
−11.3%
$103.39
Above 52W Low
+11.2%
$82.45

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

Market Risk (Beta)
0.31 · Defensive
Moves less than the overall market
Short Interest
2.95% · Low
% of float sold short
Debt-to-Equity
11.28 · Low
Total debt / equity

The data points to relatively defensive market behavior.

Trading Data

50-Day MA: $94.34
200-Day MA: $93.38
Volume: 2,000,951
Avg. Volume: 2,278,592
Short Ratio: 3.27
P/B Ratio: 1.38x
Debt/Equity: 11.28x
Free Cash Flow: $5.3B

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