AMERISAFE, Inc.

Valuation Analysis

About the Company

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

AMERISAFE, Inc. Stock at a Glance

AMERISAFE, Inc. (AMSF) is currently trading at $31.53 with a market capitalization of $589.7M. The trailing P/E ratio stands at 12.98x, with a forward P/E of 15.13x. The 52-week range spans from $29.42 to $47.86; the current price is 34.1% below the yearly high. Year-over-year revenue growth stands at +10.3%. The net profit margin stands at 14.27%.

💰 Dividend

AMERISAFE, Inc. pays an annual dividend of $1.64 per share, representing a yield of 5.2%. The payout ratio stands at 65.02%.

📊 Analyst Rating

3 analysts rate AMERISAFE, Inc. (AMSF) on consensus: None. The average price target is $36.67, implying +16.29% from the current price. Analyst price targets range from $31.00 to $45.00.

AMERISAFE, Inc.: The Investment Case in Detail

AMERISAFE, Inc. (AMSF) operates in the Financial Services — specifically Insurance - Specialty — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Revenue is growing at a healthy 10.3% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valuation in Context

The EV/EBITDA multiple of 9x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

What to Watch Next

• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
• The dividend yield near 5.2% combined with a payout ratio of 65.02% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

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