ACI Worldwide, Inc.

Valuation Analysis

About the Company

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI

ACI Worldwide, Inc. Stock at a Glance

ACI Worldwide, Inc. (ACIW) is currently trading at $45.24 with a market capitalization of $4.6B. The trailing P/E ratio stands at 22.85x, with a forward P/E of 11.82x. The 52-week range spans from $38.05 to $54.28; the current price is 16.7% below the yearly high. Year-over-year revenue growth stands at +7.9%. The net profit margin stands at 11.51%.

💰 Dividend

ACI Worldwide, Inc. currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Analyst Rating

3 analysts rate ACI Worldwide, Inc. (ACIW) on consensus: Strong Buy. The average price target is $65.33, implying +44.41% from the current price. Analyst price targets range from $60.00 to $70.00.

ACI Worldwide, Inc.: The Investment Case in Detail

ACI Worldwide, Inc. (ACIW) operates in the Technology — specifically Software - Infrastructure — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

The Bull Case

Wall Street consensus sits at Strong Buy with an average price target implying roughly 44.41% upside from current levels — analyst sentiment is firmly constructive.

What to Watch Next

• The forward P/E of 11.82x is meaningfully below the trailing 22.85x — analysts expect earnings to step up; the next earnings release is the test.
• The analyst consensus price target implies 44.41% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Investment Thesis: Strengths & Weaknesses

Technical Snapshot

The price is in a transition zone relative to the moving averages — no clear signal.

Risk Profile

The data points to market-like volatility, elevated short interest (6.05%).

Trading Data

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