Vanguard Total Stock Market Index Fund ETF Shares
VTI US IndexUpdated: Jul 4, 2026, 21:17 UTC
Key Metrics
Top 10 Holdings
| Holding | Ticker | Weight | Bar |
|---|---|---|---|
| NVIDIA Corp | NVDA | 6.7% | |
| Apple Inc | AAPL | 6.29% | |
| Microsoft Corp | MSFT | 4.59% | |
| Amazon.com Inc | AMZN | 3.59% | |
| Alphabet Inc Class A | GOOGL | 3.04% | |
| Broadcom Inc | AVGO | 2.91% | |
| Alphabet Inc Class C | GOOG | 2.39% | |
| Meta Platforms Inc Class A | META | 1.9% | |
| Tesla Inc | TSLA | 1.69% | |
| Micron Technology Inc | MU | 1.5% |
Sector Allocation
About This ETF
The Vanguard Total Stock Market Index Fund ETF Shares (VTI) is a US Index ETF with an expense ratio (TER) of 0.03% and $2.3T in assets under management., with its largest holdings being NVIDIA Corp, Apple Inc, Microsoft Corp. The ETF currently yields 1.01% in dividends. Year-to-date, VTI has returned +10.31%. With an expense ratio of just 0.03%, it is one of the cheapest ETFs in its category.
The fund manager employs an indexing investment approach designed to track the performance of the CRSP U.S. Total Market Index (the “Target Index”), which represents 100% of the investable U.S. stock market, as determined by the index provider. Under normal circumstances, the fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in the stocks that make up the target index.
FAQ — VTI
What is the TER of VTI (Vanguard Total Stock Market Index Fund ETF Shares)?
VTI has a Total Expense Ratio (TER) of 0.03 % per year. That sits below the us index category median (0.06 % across 14 peer ETFs). The TER is deducted directly from the fund and lowers your effective return.
What return has VTI delivered?
Performance for VTI: YTD: +10.31 % · 3-year p.a.: +20.19 % · 5-year p.a.: +11.92 %. Over 5 years, VTI outperforms the us index category median of +11.51 % by +0.41 pp. Past performance is no guarantee of future returns.
What are the top holdings of VTI?
The five largest positions in VTI are: NVDA, AAPL, MSFT, AMZN, GOOGL. The full holdings list is updated daily on this page.
Does VTI pay dividends?
VTI has a current dividend yield of 1.01 %. Distributing ETFs pay this out in cash; accumulating versions reinvest it inside the fund. Check the share class on your broker before buying.
Where can I buy or set up a savings plan for VTI?
VTI is available at most major brokers. For a free monthly savings plan from €1, look at Trade Republic, Scalable Capital or Flatex. The broker comparison on this site shows fees, free-savings-plan ETFs and execution exchanges side by side.
The Entire U.S. Stock Market in One Fund
The Vanguard Total Stock Market Index Fund ETF (VTI) tracks the CRSP U.S. Total Market Index, covering virtually the entire investable U.S. equity market – from mega-caps to small companies. With 2.2 trillion USD in assets and an expense ratio of just 0.03 %, it ranks among the largest and cheapest equity ETFs available. Investors widely treat it as a broad core holding for U.S. market exposure.
Performance and Drivers
Historical performance reflects the strength of the U.S. market: 10.86 % year to date, 22.67 % over three years and 12.73 % over five years. The main drivers were large technology and communication names, which together make up a substantial share of the index.
- Year to date: 10.86 %
- Three years: 22.67 %
- Five years: 12.73 %
The price stands at 371.66 USD, near its 52-week high of 371.92 USD. The dividend yield is 1.06 %. Past returns are no guarantee of future results.
Risk Profile
Although the fund holds thousands of stocks, concentration at the top is high: NVIDIA (6.64 %), Apple (5.74 %) and Microsoft (4.36 %) shape performance. Technology is the largest sector at 33.52 %, followed by financial services (11.97 %) and communication services (10.34 %).
Because the fund is denominated in USD, euro-zone investors carry currency risk: fluctuations in the U.S. dollar add to return volatility. At 99.7 % of its 52-week range, downside potential is more pronounced. A correction in the dominant technology names or a dollar depreciation could weigh on performance.
Who It Suits
The fund suits investors with a long time horizon who want a broad, low-cost core holding in the U.S. equity market and can tolerate short-term swings. It fits strategies such as regular savings plans and long-term wealth building.
It is less suitable for:
- Investors with a short horizon or low risk tolerance
- Those seeking global diversification without a U.S. overweight
- Those prioritising current income – the 1.06 % yield is low
- Those wishing to avoid U.S. dollar currency risk
This is not investment advice but a factual overview.
Comparison with Alternatives
The broad U.S. equity ETF segment offers several established alternatives:
- iShares Core S&P 500 (IVV) and SPDR S&P 500 (SPY) track the S&P 500 and are limited to large companies.
- Schwab U.S. Broad Market ETF (SCHB) follows a total-market approach like VTI.
The key difference: VTI additionally includes mid- and small-cap companies, whereas S&P 500 products focus on mega- and large-caps. With an expense ratio of 0.03 %, VTI is among the cheapest. The choice depends on the desired market coverage.
Where can I buy VTI?
Compare the best brokers for ETF savings plans — low fees, trusted providers, fully regulated.