Broker Comparison 2026

DEGIRO vs. Trade Republic

Detailed comparison of all fees, features, and suitability — updated for 2026.

DEGIRO
4.0/5
vs
Trade Republic
4.3/5
Our Recommendation

DEGIRO is the better choice for International Stocks, while Trade Republic wins for Beginners. Which one suits you depends on your strategy — the detailed comparison below shows every difference.

DEGIRO

4.0/5
Strengths
  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets
Weaknesses
  • No Savings Plan
  • No Crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you

Trade Republic

4.3/5
Strengths
  • 1€ per Trade
  • Free Savings Plans
  • 3.25% Interest on Cash
  • Easy-to-Use App
  • Crypto Available
Weaknesses
  • Only 1 Exchange (LS Exchange)
  • No Options/Futures
Best for
Beginners
Go to Trade Republic →* Affiliate link · no extra cost for you

Detailed Comparison

All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.

FeatureDEGIROTrade RepublicWinner
Fees & Costs
Order Fee2€ + 0.03% (Europa) / 2€ + 0.05% (USA)1€ per OrderTrade Republic
ETF Savings Plan Fee-0€Trade Republic
Account Fee0€/Year + 2.50€ Connectivity fee/Exchange/Year0€/YearTrade Republic
Minimum Deposit0€0€Tie
Interest on Cash0%3.25%Trade Republic
Product Range
AzioniTie
ETFsTie
CryptoTrade Republic
OptionsDEGIRO
CFDsTie
Fractional SharesTrade Republic
Number of ExchangesXetra, Euronext, NYSELS ExchangeDEGIRO
Platform & Tools
Mobile AppTie
Desktop PlatformTie
Demo AccountTie
Security & Regulation
Regulated byAFM / BaFinBaFinTie
Deposit Protection100.000€100.000€Tie
Founded20132015Tie
Overall Rating
RatingTrade Republic

Which Broker for Whom?

Depending on your strategy and experience, one broker fits better. Here's how to decide:

For Beginners

Trade Republic

Low barriers, simple app, demo account and no hidden costs — perfect to get started.

More about Trade Republic →
For Active Traders

DEGIRO

Low per-order fees, many trading venues and derivatives access — important if you trade regularly.

More about DEGIRO →
For Long-Term Investors

Trade Republic

Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.

More about Trade Republic →

Detailed Assessment

Who is DEGIRO?

4.0/5

DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.

Strengths in Detail

  • 50+ Global Exchanges
  • Low Fees
  • Options & Futures
  • Access to Asian Markets

Weaknesses

  • No Savings Plan
  • No Crypto
  • No Interest on Cash
  • Not Tax-Simple for Austria
Who is DEGIRO worth it for?

Particularly suitable for: International Stocks, Active Traders, Advanced Investors.

Who is Trade Republic?

4.3/5

Trade Republic is a German neo-broker with extremely low fees (€1 per trade) and free ETF savings plans. Ideal for beginners and savings plan investors.

Strengths in Detail

  • 1€ per Trade
  • Free Savings Plans
  • 3.25% Interest on Cash
  • Easy-to-Use App
  • Crypto Available

Weaknesses

  • Only 1 Exchange (LS Exchange)
  • No Options/Futures
  • Limited Order Types
  • No Desktop Client
Who is Trade Republic worth it for?

Particularly suitable for: Beginners, Savings Plan Investors, Mobile-First.

Frequently Asked Questions

Answers to the most common questions about DEGIRO vs Trade Republic.

For order fees, Trade Republic leads at 1€ pro Order, while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.

DEGIRO is regulated by AFM / BaFin, Trade Republic by BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Trade Republic 100.000€.

For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.

Trade Republic offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.

Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Trade Republic: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.

Trade Republic leads on cash interest at 3.25%. Watch the conditions — some brokers require a paid plan or cap the amount.

Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.

A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.

Ready to Get Started?

Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.

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