How to Buy 360 Finance Stock
Step-by-step guide 2026 — from broker comparison to your first QFIN order.
4 steps to your first QFIN order
Pick a broker
Choose a regulated online broker that trades QFIN on Xetra/Vienna or its home exchange. Our three picks for 360 Finance are below — all support fractional shares and low fees.
Open & verify the account
Online onboarding takes 5 minutes. Identification via video-ident or PostIdent. Verification typically takes 24h, with Trade Republic often <1h.
Fund the account
Via SEPA transfer or instant payment. Trade Republic, Scalable & Flatex have no minimum deposit — start with as little as €1. Sensible starting deposit: €50–500.
Buy QFIN — limit order recommended
Search for "360 Finance" or the ticker "QFIN" in the broker. Choose share quantity (or euro amount for fractional). Set a limit order slightly above the current price ($13.01) to avoid slippage.
Recommended brokers for 360 Finance
We compare 17 brokers and recommend these three for 360 Finance (QFIN). All three are EU-regulated, offer fractional shares and free savings plans (where applicable).
- 1€ pro Trade
- Kostenlose Sparpläne
- 3.25% Zinsen auf Cash
- Einfache App
- Flatrate-Modell für Vieltrader
- Xetra-Zugang
- Kostenlose Sparpläne
- Prime+ mit Zinsen auf Cash
- 150+ Börsen
- Professionelle Tools
- Günstigste Gebühren für Vieltrader
- Hohe Zinsen auf Cash
360 Finance stock at a glance
- Exchange: NMS
- Country: China
- Industry: Credit Services
- Category: Small Cap
- KGV: 2.0x
- Forward P/E: 2.6x
- Analyst target: $23.50
FAQ — buying 360 Finance stock
How much money do I need to buy 360 Finance stock?
At Trade Republic, Scalable Capital and Flatex, fractional shares allow you to invest from €1. You'll buy a fraction of one QFIN share. A full share currently costs $13.01.
Is 360 Finance stock suitable for beginners?
360 Finance operates in the Financial Services sector — For beginners, a savings plan from €25/month makes more sense than a lump-sum buy. The cost-average effect smooths your entry price and reduces risk. A typical beginner approach: MSCI World ETF as base + QFIN as a 5–10% satellite.
What taxes apply on 360 Finance gains in Austria?
27.5% capital gains tax (KESt) on realised gains and dividends. With German brokers (Trade Republic, Scalable) you must declare the KESt yourself via FinanzOnline (annex E1kv); with Austrian brokers (easybank, DADAT, Erste) it's withheld automatically.
Where do I find QFIN in the Trade Republic app?
Trade Republic → Search → enter "360 Finance" or the ticker "QFIN". You'll see the price, chart, analyst ratings and can buy directly or set up a savings plan. Minimum savings rate: €1.
Are savings plans worth it for 360 Finance?
Yes, if you plan to invest long-term (5+ years). Trade Republic and Scalable Capital offer free monthly/weekly savings plans from €1. Benefit: no timing risk, automatic wealth-building.