Detailed comparison of all fees, features, and suitability — updated for 2026.
Binance is the better choice for Krypto-Anleger, while Smartbroker+ wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | Binance | Smartbroker+ | Difference |
|---|---|---|---|
| Order fee per trade | 0.10 € | 0.00 € | 0.10 € cheaper at Smartbroker+ |
| 10y savings plan cost @ €100/month | 12 € | 0 € | 12 € cheaper at Smartbroker+ |
| Free ETF savings plans | 0 | 2.000 | +2.000 more at Smartbroker+ |
| Available exchanges | 2 | 3 | +1 more at Smartbroker+ |
| BMInsider rating | 4.0/5 | 4.0/5 | identical |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Binance | Smartbroker+ | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.1 % (BNB: 0.075 %) | 0€ (gettex, from 500€) / 4€ (Xetra) | Smartbroker+ |
| ETF Savings Plan Fee | - | 0€ | Smartbroker+ |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | $10 | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Smartbroker+ | ||
| ETFs | Smartbroker+ | ||
| Crypto | Tie | ||
| Options | Smartbroker+ | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Krypto-Spot, Krypto-Futures | gettex, Xetra, und weitere | Smartbroker+ |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Binance | ||
| Security & Regulation | |||
| Regulated by | MiCA EU · multiple licenses | BaFin | Tie |
| Deposit Protection | - | 100.000€ | Tie |
| Founded | 2017 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Tie |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Smartbroker+ →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Smartbroker+ →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Smartbroker+ →Binance is the world's largest crypto exchange by daily volume. With 0.1% spot fee (0.075% with BNB discount), 350+ coins and futures markets, the platform offers more features at lower cost than any alternative.
Particularly suitable for: Krypto-Anleger, Bitcoin-Käufer, Aktive Krypto-Trader.
Smartbroker+ offers free trades from €500 order volume and free Xetra access. A strong competitor to Trade Republic.
Particularly suitable for: Free Trades, Savings Plan Investors, Cost-Conscious Investors.
Binance (Cayman Islands, no MiCA, no BaFin) and Smartbroker+ (BaFin, Berlin) are regulatorily opposite. Binance: 700+ coins at 0.10%, Binance Earn, MiCA risk. Smartbroker+: €0 Gettex ≥€500, 2 400 ETF savings plans, bonds, fully steuereinfach.
Honest take: Smartbroker+ for regulatorily safe DACH investors. Binance for active crypto traders aware of MiCA risk.
You want lowest crypto fees (0.10%).
You want 700+ coins.
You want Binance Earn / staking.
You want self-custody withdrawal.
You want crypto API.
You want regulatory clarity (BaFin).
You want €0 Gettex orders.
You want stock + ETF savings plans.
You want bonds.
You want full steuereinfach.
Smartbroker+ fully steuereinfach. Binance gross + MiCA risk.
| Item | Smartbroker+ | Binance |
|---|---|---|
| Classic buys | €0 | not offered |
| 50 crypto €1 000 | not offered | €50 (0.10%) |
| Earn €25 000 | n/a | +€750 |
| Balance | €0 | +€700 + MiCA |
Pick: Smartbroker+.
Pick: Binance. MiCA risk.
Pick: Smartbroker+.
Pick: Binance.
Pick: Smartbroker+.
Answers to the most common questions about Binance vs Smartbroker+.
For order fees, Smartbroker+ leads at 0€ (gettex, ab 500€) / 4€ (Xetra), while Binance charges 0.1 % (BNB: 0.075 %). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Binance is regulated by MiCA EU · multiple licenses, Smartbroker+ by BaFin. Both fall under EU oversight. Deposit protection: Binance -, Smartbroker+ 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Smartbroker+ offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Binance: -, Smartbroker+: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
