DEGIRO
★★★★★- 50+ Global Exchanges
- Low Fees
- Options & Futures
- Access to Asian Markets
- No Savings Plan
- No Crypto
Detailed comparison of all fees, features, and suitability — updated for 2026.
DEGIRO is the better choice for International Stocks, while justTRADE wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
| Metric | DEGIRO | justTRADE | Difference |
|---|---|---|---|
| Order fee per trade | 2.00 € | 0.00 € | 2.00 € cheaper at justTRADE |
| 10y savings plan cost @ €100/month | 240 € | 0 € | 240 € cheaper at justTRADE |
| Free ETF savings plans | 0 | 150 | +150 more at justTRADE |
| Available exchanges | 8 | 3 | +5 more at DEGIRO |
| BMInsider rating | 4.0/5 | 3.8/5 | +0.2 at DEGIRO |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | DEGIRO | justTRADE | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 2€ + 0.03% (Europa) / 2€ + 0.05% (USA) | 0€ (min 500€ order volume) | justTRADE |
| ETF Savings Plan Fee | - | 0€ | justTRADE |
| Account Fee | 0€/Year + 2.50€ Connectivity fee/Exchange/Year | 0€/Year | justTRADE |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | justTRADE | ||
| Options | DEGIRO | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Xetra, Euronext, NYSE | LS Exchange, Quotrix, Tradegate | DEGIRO |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | AFM / BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2013 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | DEGIRO |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about justTRADE →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about DEGIRO →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about justTRADE →DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.
Particularly suitable for: International Stocks, Active Traders, Advanced Investors.
justTRADE offers completely free trading from €500 order volume. One of the cheapest brokers in Germany.
Particularly suitable for: Free Trades, Crypto + Stocks, Cost-Conscious Investors.
DEGIRO (Dutch, founded 2013, now part of flatexDEGIRO) and justTRADE (founded 2019, BaFin) target overlapping retail audiences with key differences. DEGIRO is the pan-European discount broker with 50+ exchanges including Asia/Pacific, options, but no German tax-simple status. justTRADE is the DACH-focused €0 neo-broker for orders ≥€500, with German steuereinfach status and native crypto.
The honest framing: justTRADE wins for German tax-resident DIY investors trading European/US stocks at ≥€500 sizes. DEGIRO wins for users needing Asian markets, options, or sub-€500 orders.
You want non-European market access. DEGIRO routes to Tokyo, Hong Kong, Australia, Toronto, Singapore. justTRADE routes only to LS Exchange, Quotrix, and Tradegate.
You trade options. DEGIRO offers Eurex options access. justTRADE does not offer options.
You trade orders below €500. justTRADE has a €500 minimum order size. DEGIRO accepts any order size with €2 + 0.03 % commission. For €100–€499 trades, only DEGIRO serves.
You're a DIY tax-filing investor anyway. If you DIY-file with software, DEGIRO's foreign-broker statement is workable and the broader market access is valuable.
You want German tax-simple status. justTRADE withholds 25 % KESt + 5.5 % Soli at source. DEGIRO is not steuereinfach.
You consistently trade ≥€500 orders. justTRADE charges €0 commission. DEGIRO charges €2 + 0.03 % regardless. For €1 000+ orders, justTRADE saves ~€2.30 per trade.
You want native crypto in a BaFin stocks broker. justTRADE offers ~50 cryptocurrencies. DEGIRO does not offer crypto.
You want fee-free ETF savings plans without subscription. justTRADE offers €0 savings plans from €25 minimum. DEGIRO has Core Selection (one free trade per month) but no automated savings-plan feature.
You don't need exotic markets. If your portfolio is European + US large caps, justTRADE's DACH focus matches without the foreign-broker tax overhead.
Germany — justTRADE is steuereinfach, DEGIRO is not. justTRADE withholds at source. DEGIRO requires manual Anlage KAP filing.
Austria — neither austriakonform. Both require self-reporting via Anlage E1kv. DEGIRO Austria explicitly states it is not steuereinfach for AT.
Vorabpauschale 2026: justTRADE applies automatically. DEGIRO requires manual Anlage KAP-INV filing.
Quellensteuer on US dividends: justTRADE auto-credits the 15 % US withholding. DEGIRO requires manual Anlage KAP claim.
Crypto tax: justTRADE separates crypto sales cleanly. DEGIRO doesn't offer crypto.
Profile: 1 monthly ETF savings plan at €100, 6 manual orders/year at €1 000, DIY tax filing.
| Item | DEGIRO | justTRADE |
|---|---|---|
| 120× savings-plan equivalent | €0–€60 (Core Selection) | €0 |
| 60× manual orders €1 000 | €138 (€2 + 0.03 % each) | €0 (≥€500 threshold) |
| Connectivity fees | €25 | €0 |
| Net 10-year cost (DIY tax) | €163–€223 | €0 |
justTRADE wins by ~€200 over 10 years. Add Steuerberater costs (€2 000 over 10y for DEGIRO) and the gap blows out to €2 200 in justTRADE's favor for German tax residents.
DEGIRO becomes the right choice only when you (a) need Asian markets justTRADE doesn't serve, OR (b) you're a non-DACH EU resident where steuereinfach is irrelevant, OR (c) you trade sub-€500 orders that justTRADE rejects.
Pick: justTRADE. Steuereinfach + €0 commission + native crypto.
Pick: DEGIRO. justTRADE doesn't route to Asian/Pacific markets.
Pick: DEGIRO. justTRADE rejects orders under €500. DEGIRO accepts any size.
Pick: justTRADE if DACH-focused, DEGIRO if international. Steuereinfach saves time even for DIY filers.
Pick: DEGIRO. justTRADE does not offer options at all.
Answers to the most common questions about DEGIRO vs justTRADE.
For order fees, justTRADE leads at 0€ (min 500€ Ordervolumen), while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
DEGIRO is regulated by AFM / BaFin, justTRADE by BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, justTRADE 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
justTRADE offers free ETF savings plans from 25€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, justTRADE: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.