Broker Comparison 2026

Interactive Brokers vs. Plus500

Detailed comparison of all fees, features, and suitability — updated for 2026.

Interactive Brokers
4.5/5
vs
Plus500
3.8/5
Our Recommendation

Interactive Brokers is the better choice for Professionals, while Plus500 wins for CFD Traders. Which one suits you depends on your strategy — the detailed comparison below shows every difference.

Interactive Brokers

4.5/5
Strengths
  • 150+ Exchanges
  • Professional Tools
  • Lowest Fees for Active Traders
  • High Interest on Cash
  • All Asset Classes
Weaknesses
  • Complex Platform
  • Not Beginner-Friendly
Best for
Professionals
Go to Interactive Brokers →* Affiliate link · no extra cost for you

Plus500

3.8/5
Strengths
  • 0€ Commission (Spread-based)
  • Unlimited Demo Account
  • Simple Platform
  • Regulated (CySEC/FCA/ASIC)
  • 2,800+ Tradeable Instruments
Weaknesses
  • CFDs Only, No Real Stocks/Coins
  • No Savings Plan
Best for
CFD Traders
No direct link availableAffiliate link coming soon

Detailed Comparison

All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.

FeatureInteractive BrokersPlus500Winner
Fees & Costs
Order Fee$0.005/Aktie (min $1) or Fixed $10€ (Spread-based)Plus500
ETF Savings Plan Fee--Tie
Account Fee0€/Year0€/YearTie
Minimum Deposit0€$100Tie
Interest on Cashbis 4.33% (USD)0%Interactive Brokers
Product Range
StocksTie
ETFsTie
CryptoTie
OptionsTie
CFDsTie
Fractional SharesInteractive Brokers
Number of Exchanges150+ Börsen in 33 LändernPlus500 internTie
Platform & Tools
Mobile AppTie
Desktop PlatformInteractive Brokers
Demo AccountTie
Security & Regulation
Regulated bySEC / FCA / BaFinCySEC / FCA / ASICTie
Deposit Protection$500.000 (SIPC)€20.000 (ICF)Tie
Founded19782008Tie
Overall Rating
RatingInteractive Brokers

Which Broker for Whom?

Depending on your strategy and experience, one broker fits better. Here's how to decide:

For Beginners

Interactive Brokers

Low barriers, simple app, demo account and no hidden costs — perfect to get started.

More about Interactive Brokers →
For Active Traders

Plus500

Low per-order fees, many trading venues and derivatives access — important if you trade regularly.

More about Plus500 →
For Long-Term Investors

Interactive Brokers

Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.

More about Interactive Brokers →

Detailed Assessment

Who is Interactive Brokers?

4.5/5

Interactive Brokers is the professional's choice with access to 150+ exchanges, all product classes, and the lowest fees for active traders.

Strengths in Detail

  • 150+ Exchanges
  • Professional Tools
  • Lowest Fees for Active Traders
  • High Interest on Cash
  • All Asset Classes

Weaknesses

  • Complex Platform
  • Not Beginner-Friendly
  • No German-Language Support
  • No Savings Plan
Who is Interactive Brokers worth it for?

Particularly suitable for: Professionals, Active Traders, International Investors, Options Trading.

Who is Plus500?

3.8/5

Plus500 is a CFD broker with 0 commission and spread-based pricing. Over 2,800 instruments across CFDs on stocks, forex, crypto CFDs, commodities, ETFs and options. Note: 80% of retail investor accounts lose money when trading CFDs with this provider.

Strengths in Detail

  • 0€ Commission (Spread-based)
  • Unlimited Demo Account
  • Simple Platform
  • Regulated (CySEC/FCA/ASIC)
  • 2,800+ Tradeable Instruments

Weaknesses

  • CFDs Only, No Real Stocks/Coins
  • No Savings Plan
  • Inactivity Fee after 3 Months
  • No Crypto Wallet
Who is Plus500 worth it for?

Particularly suitable for: CFD Traders, Active Traders, Experienced CFD Traders.

Frequently Asked Questions

Answers to the most common questions about Interactive Brokers vs Plus500.

For order fees, Plus500 leads at 0€ (Spread-basiert), while Interactive Brokers charges $0.005/Aktie (min $1) oder Fixed $1. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.

Interactive Brokers is regulated by SEC / FCA / BaFin, Plus500 by CySEC / FCA / ASIC. Both fall under EU oversight. Deposit protection: Interactive Brokers $500.000 (SIPC), Plus500 €20.000 (ICF).

For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.

Neither Interactive Brokers nor Plus500 offers free ETF savings plans. If recurring investing matters, check a savings-plan-focused broker.

Both are covered under their home regulator's deposit protection. Interactive Brokers: $500.000 (SIPC), Plus500: €20.000 (ICF). Securities are held in segregated accounts and protected in case of broker insolvency.

Interactive Brokers leads on cash interest at 4.33%. Watch the conditions — some brokers require a paid plan or cap the amount.

Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.

A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.

Ready to Get Started?

Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.

Sign up at Interactive Brokers →Plus500: link coming soon

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