Detailed comparison of all fees, features, and suitability — updated for 2026.
eToro est le meilleur choix pour Social Trading, tandis que Trade Republic se distingue pour Savings Plan Investors. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
| Metric | eToro | Trade Republic | Difference |
|---|---|---|---|
| Order fee per trade | 0.00 € | 1.00 € | 1.00 € cheaper at eToro |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Interest on €10,000 cash (1 year) | 4.55 % = 455 € | 3.25 % = 325 € | +130 € more at eToro / year |
| Free ETF savings plans | 0 | 2.200 | +2.200 more at Trade Republic |
| Available exchanges | 1 | 1 | identical |
| BMInsider rating | 3.9/5 | 4.3/5 | +0.4 at Trade Republic |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | eToro | Trade Republic | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0€ (Aktien) / Spread (CFDs & Krypto) | 1€ par ordre | eToro |
| ETF Savings Plan Fee | - | 0€ | Trade Republic |
| Account Fee | 0€ + $5 frais de retrait | 0€/an | Tie |
| Minimum Deposit | $50 | 0€ | Tie |
| Interest on Cash | bis 4.55% (eToro Money) | 3.25% | eToro |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | interne eToro | LS Exchange | Tie |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | eToro | ||
| Security & Regulation | |||
| Regulated by | CySEC / FCA | BaFin | Tie |
| Deposit Protection | €20.000 (ICF) | 100.000€ | Tie |
| Founded | 2007 | 2015 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Trade Republic |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about eToro →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about eToro →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Trade Republic →eToro combines social trading with commission-free stock trading. Ideal for beginners who want to learn from experienced traders.
Particularly suitable for: Social Trading, Débutants, Copy Trading, Crypto.
Trade Republic is a German neo-broker with extremely low fees (€1 per trade) and free ETF savings plans. Ideal for beginners and savings plan investors.
Particularly suitable for: Débutants, Investisseurs en plan d'épargne, Mobile-First.
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. eToro stands out with "0 € de trading d'actions" while Trade Republic differentiates itself through "1 € par transaction". Our rating: eToro 3.9/5, Trade Republic 4.3/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
eToro's edge shows up clearest where its strengths matter most: "0 € de trading d'actions" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 3.9/5 and you have a broker that delivers when the use case lines up. The trade-off — "Spreads sur les CFD" — only bites if it touches your workflow. If it does not, eToro is the cleaner pick.
Trade Republic pulls ahead where "1 € par transaction" is decisive. With a rating of 4.3/5 it covers a different investor profile than eToro — the question is whether that profile is yours. Note the limitation "Une seule bourse (LS Exchange)"; it does not affect every workflow, but where it does, plan around it. For everyone else, Trade Republic delivers a sharper edge than the comparison fees alone suggest.
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On eToro the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On Trade Republic the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
There is no universal winner between eToro (3.9/5) and Trade Republic (4.3/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "0 € de trading d'actions" matches yours, eToro is the cleaner pick. If "1 € par transaction" matches yours, Trade Republic pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Answers to the most common questions about eToro vs Trade Republic.
For order fees, eToro leads at 0€ (Aktien) / Spread (CFDs & Krypto), while Trade Republic charges 1€ pro Order. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
eToro is regulated by CySEC / FCA, Trade Republic by BaFin. Both fall under EU oversight. Deposit protection: eToro €20.000 (ICF), Trade Republic 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Trade Republic offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. eToro: €20.000 (ICF), Trade Republic: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
eToro leads on cash interest at 4.55%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
