Detailed comparison of all fees, features, and suitability — updated for 2026.
eToro est le meilleur choix pour Social Trading, tandis que Trade Republic se distingue pour Savings Plan Investors. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
| Metric | eToro | Trade Republic | Difference |
|---|---|---|---|
| Order fee per trade | 0.00 € | 1.00 € | 1.00 € cheaper at eToro |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Interest on €10,000 cash (1 year) | 4.55 % = 455 € | 3.25 % = 325 € | +130 € more at eToro / year |
| Free ETF savings plans | 0 | 2.200 | +2.200 more at Trade Republic |
| Available exchanges | 1 | 1 | identical |
| BMInsider rating | 3.9/5 | 4.3/5 | +0.4 at Trade Republic |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | eToro | Trade Republic | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0€ (Aktien) / Spread (CFDs & Krypto) | 1€ par ordre | eToro |
| ETF Savings Plan Fee | - | 0€ | Trade Republic |
| Account Fee | 0€ + $5 frais de retrait | 0€/an | Tie |
| Minimum Deposit | $50 | 0€ | Tie |
| Interest on Cash | bis 4.55% (eToro Money) | 3.25% | eToro |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | interne eToro | LS Exchange | Tie |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | eToro | ||
| Security & Regulation | |||
| Régulé par | CySEC / FCA | BaFin | Tie |
| Garantie des dépôts | €20.000 (ICF) | 100.000€ | Tie |
| Founded | 2007 | 2015 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Trade Republic |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about eToro →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about eToro →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Trade Republic →eToro combine le trading social et la négociation d'actions sans commission. Idéal pour les débutants qui veulent apprendre auprès de traders expérimentés.
Particularly suitable for: Social Trading, Débutants, Copy Trading, Crypto.
Trade Republic est un neo-broker allemand aux frais extrêmement bas (€1 par ordre) et aux plans ETF programmés gratuits. Idéal pour les débutants et les investisseurs en plans d'investissement programmés.
Particularly suitable for: Débutants, Investisseurs en plan d'épargne, Mobile-First.
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. eToro stands out with "0 € de trading d'actions" while Trade Republic differentiates itself through "1 € par transaction". Our rating: eToro 3.9/5, Trade Republic 4.3/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
eToro's edge shows up clearest where its strengths matter most: "0 € de trading d'actions" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 3.9/5 and you have a broker that delivers when the use case lines up. The trade-off — "Spreads sur les CFD" — only bites if it touches your workflow. If it does not, eToro is the cleaner pick.
Trade Republic pulls ahead where "1 € par transaction" is decisive. With a rating of 4.3/5 it covers a different investor profile than eToro — the question is whether that profile is yours. Note the limitation "Une seule bourse (LS Exchange)"; it does not affect every workflow, but where it does, plan around it. For everyone else, Trade Republic delivers a sharper edge than the comparison fees alone suggest.
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On eToro the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On Trade Republic the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
There is no universal winner between eToro (3.9/5) and Trade Republic (4.3/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "0 € de trading d'actions" matches yours, eToro is the cleaner pick. If "1 € par transaction" matches yours, Trade Republic pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Answers to the most common questions about eToro vs Trade Republic.
Sur les frais d’ordre, eToro est en tête avec 0€ (Aktien) / Spread (CFDs & Krypto), tandis que Trade Republic facture 1€ pro Order. Attention : chez les courtiers CFD, les spreads ajoutent un coût caché — le prix nominal le plus bas n’est pas toujours le moins cher au total.
eToro est régulé par CySEC / FCA, Trade Republic par BaFin. Les deux sont soumis à la supervision européenne. Garantie des dépôts : eToro €20.000 (ICF), Trade Republic 100.000€.
Pour les clients de l’espace germanophone, la langue, la régulation BaFin et la simplicité fiscale comptent le plus. Consultez les lignes « Régulé par » et « Langues » — les courtiers centrés sur l’Europe continentale ont généralement l’avantage.
Trade Republic propose des plans ETF programmés gratuits à partir de 1€. Si l’investissement programmé compte pour vous, c’est un avantage net.
Les deux relèvent de la garantie des dépôts de leur régulateur. eToro : €20.000 (ICF), Trade Republic : 100.000€. Les titres sont conservés séparément du bilan et restent protégés en cas d’insolvabilité du courtier.
eToro est en tête avec actuellement 4.55%. Vérifiez les conditions — certains courtiers exigent un abonnement ou plafonnent le montant rémunéré.
Les deux proposent des applications natives bien notées sur les stores. La meilleure dépend de vos besoins — testez les deux avec un compte démo si possible.
Un second compte est utile si un courtier offre des fonctions que l’autre n’a pas (options, crypto, plus de bourses…). Un changement complet ne vaut la peine que si l’écart de coûts ou les fonctions manquantes sont significatifs.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
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