Upstart Holdings

UPST Mid Cap

Financial Services · Credit Services

Updated: Apr 5, 2026, 17:43 UTC

$25.58

+0.87% today

52W: $23.96 – $87.30

52W Low: $23.96 Position: 2.5% 52W High: $87.30

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Key Metrics

P/E Ratio

56.84x

Price-to-Earnings

Forward P/E

7.96x

Forward Price/Earnings

P/S Ratio

2.33x

Price-to-Sales

EV/EBITDA

37.8x

Enterprise Value/EBITDA

Div. Yield

—

Annual dividend yield

Market Cap

$2.5B

Market Capitalization

Revenue Growth

34.4%

YoY Revenue Growth

Profit Margin

4.98%

Net profit margin

ROE

7.49%

Return on Equity

Beta

2.16

Market sensitivity

Short Interest

33.44%

% of float sold short

Avg. Volume

5,066,439

Average daily volume

Valuation Analysis

Signal

Overvalued

vs. S&P 500 avg P/E (24.7x)

Analyst Consensus

Buy

15 analysts

Avg. Price Target

$45.27

+76.96% upside

Target Range

$20.00 – $80.00

About the Company

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Sector: Financial Services Industry: Credit Services Country: United States Employees: 1,405 Exchange: NMS